HousingHandbookReference data

U.S. ZIP Code · MN55792

St. Louis County · Duluth, MN-WI

Typical home value

$142,922[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+8.8%
5-year / yr
+5.4%
10-year / yr
+5.7%

Relative price

vs U.S.
-49.7%
vs metro
-39.4%
vs state
-52.0%
ZIP 55792 location in MN
Location of ZIP 55792 in MN

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 55792 is worth $142,922 — 39.4% below the Duluth, MN-WI median. Over the past year, values have risen 8.8%. Homes here rent for a typical $987 a month — a 8.3% gross rental yield. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$987[2]
Gross yield
8.3%[2]
Cap rate
5.0%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$1,473[3]

#Climate risk

FEMA National Risk Index ratings for St. Louis County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Very Low
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Not Applicable
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Very High

#Who lives here

Population
9,663[3]
Median household income
$53,750[3]

#Migration

Household moves in and out of St. Louis County over a year, from IRS tax-return data.

Net migration
+56[5]
Moved in
4,402
Moved out
4,346

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
1
Middle
0
High
5
  • Rock Ridge Secondary

    High · Grades 7–12 · Rock Ridge Public Schools

    1,114 students

  • Parkview Elementary

    Elementary · Grades PK–2 · Rock Ridge Public Schools

    369 students

  • NORTHLAND LEARNING CENTER 020

    Other · Grades PK–12 · NORTHLAND LEARNING CENTER

    70 students

  • NORTHLAND LEARNING CENTER 010

    High · Grades 7–12 · NORTHLAND LEARNING CENTER

    31 students

  • NLC Transition Program

    High · Grades 12 · NORTHLAND LEARNING CENTER

    27 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield8.3%
Net yield (after ~40% expenses)5.0%
Annual rent$11,840

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$723
Loan principal$114,338
Down payment$28,584
Total interest paid$145,832

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.98
Monthly cost to own$964
Monthly rent$987

Owning and renting are roughly even.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
23rd percentile[1]
Rental yield
83rd percentile[2]
Property tax
68th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 55792?
The typical home in 55792 is worth $142,922, based on the Zillow Home Value Index.
Are home values rising in 55792?
Home values in 55792 are up 8.8% over the past year, and up 5.4% a year over five years.
What is the typical rent in 55792?
A typical home in 55792 rents for about $987 a month, a gross rental yield of 8.3%.
What is the property tax rate in 55792?
The effective property tax rate in 55792 is 1.0% — roughly $1,473 a year on a typical home.
Who lives in 55792?
ZIP code 55792 has a population of 9,663 and a median household income of $53,750.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Babbitt, MN

    Typical home
    $146,653
    Gross yield
  • Buhl, MN

    Typical home
    $135,390
    Gross yield
  • Chisholm, MN

    Typical home
    $132,421
    Gross yield
  • Biwabik, MN

    Typical home
    $155,630
    Gross yield
  • Biwabik, MN

    Typical home
    $127,282
    Gross yield
  • Hibbing, MN

    Typical home
    $158,815
    Gross yield

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