HousingHandbookReference data

U.S. ZIP Code · MN56442

Crow Wing County

Typical home value

$585,723[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.4%
5-year / yr
+6.3%
10-year / yr
+6.5%

Relative price

vs U.S.
+106.2%
vs metro
vs state
+96.7%
ZIP 56442 location in MN
Location of ZIP 56442 in MN

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 56442 is worth $585,723. Over the past year, values have risen 2.4%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$3,793[3]

#Climate risk

FEMA National Risk Index ratings for Crow Wing County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
2,762[3]
Median household income
$79,896[3]

#Migration

Household moves in and out of Crow Wing County over a year, from IRS tax-return data.

Net migration
+161[5]
Moved in
1,888
Moved out
1,727

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
2
Middle
0
High
1
  • Crosslake Community 6-12 Online

    High · Grades 6–12 · CROSSLAKE COMMUNITY CHARTER SCHOOL

    266 students

  • Crosslake Community Seat Based

    Elementary · Grades K–8 · CROSSLAKE COMMUNITY CHARTER SCHOOL

    153 students

  • Crosslake Community K-5 Online

    Elementary · Grades K–5 · CROSSLAKE COMMUNITY CHARTER SCHOOL

    24 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,962
Loan principal$468,578
Down payment$117,145
Total interest paid$597,646

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,767
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 56442?
The typical home in 56442 is worth $585,723, based on the Zillow Home Value Index.
Are home values rising in 56442?
Home values in 56442 are up 2.4% over the past year, and up 6.3% a year over five years.
What is the property tax rate in 56442?
The effective property tax rate in 56442 is 0.6% — roughly $3,793 a year on a typical home.
Who lives in 56442?
ZIP code 56442 has a population of 2,762 and a median household income of $79,896.

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