HousingHandbookReference data

U.S. ZIP Code · SD57004

Lincoln County · Sioux Falls, SD-MN

Typical home value

$328,913[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+6.1%
5-year / yr
+8.2%
10-year / yr
+6.9%

Relative price

vs U.S.
+15.8%
vs metro
≈ metro median
vs state
+10.6%
ZIP 57004 location in SD
Location of ZIP 57004 in SD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 57004 is worth $328,913. Over the past year, values have risen 6.1%. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$3,527[3]

#Climate risk

FEMA National Risk Index ratings for Lincoln County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Relatively High
Earthquake
Very Low
Winter weather
Relatively High

#Who lives here

Population
3,834[3]
Median household income
$88,750[3]

#Migration

Household moves in and out of Lincoln County over a year, from IRS tax-return data.

Net migration
+875[5]
Moved in
3,902
Moved out
3,027

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • Beresford Elementary - 02

    Elementary · Grades K–5 · Beresford School District 61-2

    293 students

  • Beresford High School - 01

    High · Grades 9–12 · Beresford School District 61-2

    219 students

  • Beresford Middle School - 03

    Middle · Grades 6–8 · Beresford School District 61-2

    160 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,663
Loan principal$263,130
Down payment$65,783
Total interest paid$335,608

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,231
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
97th percentile[1]
Rental yield
[2]
Property tax
70th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 57004?
The typical home in 57004 is worth $328,913, based on the Zillow Home Value Index.
Are home values rising in 57004?
Home values in 57004 are up 6.1% over the past year, and up 8.2% a year over five years.
What is the property tax rate in 57004?
The effective property tax rate in 57004 is 1.1% — roughly $3,527 a year on a typical home.
Who lives in 57004?
ZIP code 57004 has a population of 3,834 and a median household income of $88,750.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Humboldt, SD

    Typical home
    $328,878
    Gross yield
  • Sioux Falls, SD

    Typical home
    $327,255
    Gross yield
    4.9%
  • Lennox, SD

    Typical home
    $326,665
    Gross yield
  • Parker, SD

    Typical home
    $334,460
    Gross yield
  • Sioux Falls, SD

    Typical home
    $334,635
    Gross yield
    5.3%
  • Valley Springs, SD

    Typical home
    $351,075
    Gross yield

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