HousingHandbookReference data

U.S. ZIP Code · SD57028

Moody County

Typical home value

$231,908[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.2%
5-year / yr
+6.8%
10-year / yr
+7.5%

Relative price

vs U.S.
-18.4%
vs metro
vs state
-22.0%
ZIP 57028 location in SD
Location of ZIP 57028 in SD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 57028 is worth $231,908. Over the past year, values have risen 4.2%. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$1,929[3]

#Climate risk

FEMA National Risk Index ratings for Moody County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Very Low
Hurricane
Not Applicable
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
3,450[3]
Median household income
$72,798[3]

#Migration

Household moves in and out of Moody County over a year, from IRS tax-return data.

Net migration
-2[5]
Moved in
132
Moved out
134

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
2
Middle
1
High
2
  • Flandreau Elementary - 04

    Elementary · Grades K–4 · Flandreau School District 50-3

    270 students

  • Flandreau High School - 01

    High · Grades 9–12 · Flandreau School District 50-3

    207 students

  • Flandreau Middle School - 03

    Middle · Grades 5–8 · Flandreau School District 50-3

    188 students

  • Flandreau Indian Boarding School

    High · Grades 9–12 · Flandreau Indian Boarding School

    107 students

  • Pleasant Valley Colony Elementary - 06

    Elementary · Grades K–8 · Flandreau School District 50-3

    33 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,173
Loan principal$185,526
Down payment$46,382
Total interest paid$236,628

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,526
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 57028?
The typical home in 57028 is worth $231,908, based on the Zillow Home Value Index.
Are home values rising in 57028?
Home values in 57028 are up 4.2% over the past year, and up 6.8% a year over five years.
What is the property tax rate in 57028?
The effective property tax rate in 57028 is 0.8% — roughly $1,929 a year on a typical home.
Who lives in 57028?
ZIP code 57028 has a population of 3,450 and a median household income of $72,798.

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Pit ZIP 57028 against any other ZIP — full side-by-side table.

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