HousingHandbookReference data

U.S. ZIP Code · SD57048

McCook County · Sioux Falls, SD-MN

Typical home value

$382,721[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.5%
5-year / yr
+7.4%
10-year / yr
+7.9%

Relative price

vs U.S.
+34.7%
vs metro
+16.7%
vs state
+28.6%
ZIP 57048 location in SD
Location of ZIP 57048 in SD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 57048 is worth $382,721 — 16.7% above the Sioux Falls, SD-MN median. Over the past year, values have risen 4.5%. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$3,320[3]

#Climate risk

FEMA National Risk Index ratings for McCook County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Very Low
Hurricane
Not Applicable
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
1,237[3]
Median household income
$84,081[3]

#Migration

Household moves in and out of McCook County over a year, from IRS tax-return data.

Net migration
-44[5]
Moved in
125
Moved out
169

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • Montrose Elementary - 02

    Elementary · Grades PK–5 · Montrose School District 43-2

    117 students

  • Montrose High School - 01

    High · Grades 9–12 · Montrose School District 43-2

    57 students

  • Montrose Middle School - 03

    Middle · Grades 6–8 · Montrose School District 43-2

    52 students

  • Orland Colony Elementary - 04

    Elementary · Grades K–8 · Montrose School District 43-2

    39 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,935
Loan principal$306,176
Down payment$76,544
Total interest paid$390,511

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,532
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
88th percentile[1]
Rental yield
[2]
Property tax
19th percentile[3]

Frequently asked

How much is a home worth in ZIP code 57048?
The typical home in 57048 is worth $382,721, based on the Zillow Home Value Index.
Are home values rising in 57048?
Home values in 57048 are up 4.5% over the past year, and up 7.4% a year over five years.
What is the property tax rate in 57048?
The effective property tax rate in 57048 is 0.9% — roughly $3,320 a year on a typical home.
Who lives in 57048?
ZIP code 57048 has a population of 1,237 and a median household income of $84,081.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Tea, SD

    Typical home
    $384,739
    Gross yield
    4.3%
  • Garretson, SD

    Typical home
    $390,374
    Gross yield
  • Brandon, SD

    Typical home
    $390,708
    Gross yield
    3.2%
  • Crooks, SD

    Typical home
    $369,255
    Gross yield
  • Dell Rapids, SD

    Typical home
    $366,610
    Gross yield
  • Harrisburg, SD

    Typical home
    $363,495
    Gross yield
    4.7%

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