HousingHandbookReference data

U.S. ZIP Code · SD57069

Clay County

Typical home value

$274,112[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.0%
5-year / yr
+7.2%
10-year / yr
+6.8%

Relative price

vs U.S.
-3.5%
vs metro
vs state
-7.9%
ZIP 57069 location in SD
Location of ZIP 57069 in SD

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 57069 is worth $274,112. Over the past year, values have risen 4.0%. Homes here rent for a typical $813 a month — a 3.6% gross rental yield. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$813[2]
Gross yield
3.6%[2]
Cap rate
2.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.2%[3]
Typical annual tax
$3,171[3]

#Climate risk

FEMA National Risk Index ratings for Clay County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Very Low
Hurricane
Not Applicable
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
13,091[3]
Median household income
$53,327[3]

#Migration

Household moves in and out of Clay County over a year, from IRS tax-return data.

Net migration
-49[5]
Moved in
550
Moved out
599

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • Vermillion High School - 01

    High · Grades 9–12 · Vermillion School District 13-1

    440 students

  • Jolley Elementary - 04

    Elementary · Grades 2–5 · Vermillion School District 13-1

    383 students

  • Vermillion Middle School - 02

    Middle · Grades 6–8 · Vermillion School District 13-1

    332 students

  • Austin Elementary - 03

    Elementary · Grades PK–1 · Vermillion School District 13-1

    277 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield3.6%
Net yield (after ~40% expenses)2.1%
Annual rent$9,760

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,386
Loan principal$219,289
Down payment$54,822
Total interest paid$279,692

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio2.31
Monthly cost to own$1,879
Monthly rent$813

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 57069?
The typical home in 57069 is worth $274,112, based on the Zillow Home Value Index.
Are home values rising in 57069?
Home values in 57069 are up 4.0% over the past year, and up 7.2% a year over five years.
What is the typical rent in 57069?
A typical home in 57069 rents for about $813 a month, a gross rental yield of 3.6%.
What is the property tax rate in 57069?
The effective property tax rate in 57069 is 1.2% — roughly $3,171 a year on a typical home.
Who lives in 57069?
ZIP code 57069 has a population of 13,091 and a median household income of $53,327.

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