HousingHandbookReference data

U.S. ZIP Code · ND58104

Cass County · Fargo, ND-MN

Typical home value

$401,923[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.2%
5-year / yr
+4.4%
10-year / yr
+3.4%

Relative price

vs U.S.
+41.5%
vs metro
+25.5%
vs state
+65.0%
ZIP 58104 location in ND
Location of ZIP 58104 in ND

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 58104 is worth $401,923 — 25.5% above the Fargo, ND-MN median. Over the past year, values have risen 3.2%. Homes here rent for a typical $1,236 a month — a 3.7% gross rental yield. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,236[2]
Gross yield
3.7%[2]
Cap rate
2.2%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$4,398[3]

#Climate risk

FEMA National Risk Index ratings for Cass County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Very High

#Who lives here

Population
49,168[3]
Median household income
$85,747[3]

#Migration

Household moves in and out of Cass County over a year, from IRS tax-return data.

Net migration
+482[5]
Moved in
6,112
Moved out
5,630

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
9
Elementary
7
Middle
1
High
1
  • FARGO DAVIES HIGH SCHOOL

    High · Grades 9–12 · FARGO 1

    1,339 students

  • DISCOVERY MIDDLE SCHOOL

    Middle · Grades 6–8 · FARGO 1

    1,005 students

  • BENNETT ELEMENTARY SCHOOL

    Elementary · Grades K–5 · FARGO 1

    631 students

  • CENTENNIAL ELEMENTARY SCHOOL

    Elementary · Grades K–5 · FARGO 1

    618 students

  • INDEPENDENCE ELEMENTARY SCHOOL

    Elementary · Grades K–5 · WEST FARGO 6

    588 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield3.7%
Net yield (after ~40% expenses)2.2%
Annual rent$14,836

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,032
Loan principal$321,539
Down payment$80,385
Total interest paid$410,105

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio2.21
Monthly cost to own$2,732
Monthly rent$1,236

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
50th percentile[1]
Rental yield
0th percentile[2]
Property tax
76th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 58104?
The typical home in 58104 is worth $401,923, based on the Zillow Home Value Index.
Are home values rising in 58104?
Home values in 58104 are up 3.2% over the past year, and up 4.4% a year over five years.
What is the typical rent in 58104?
A typical home in 58104 rents for about $1,236 a month, a gross rental yield of 3.7%.
What is the property tax rate in 58104?
The effective property tax rate in 58104 is 1.1% — roughly $4,398 a year on a typical home.
Who lives in 58104?
ZIP code 58104 has a population of 49,168 and a median household income of $85,747.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Hawley, MN

    Typical home
    $396,166
    Gross yield
  • Kindred, ND

    Typical home
    $407,964
    Gross yield
  • Horace, ND

    Typical home
    $419,865
    Gross yield
    5.3%
  • Harwood, ND

    Typical home
    $382,967
    Gross yield
  • Argusville, ND

    Typical home
    $444,001
    Gross yield
  • Glyndon, MN

    Typical home
    $359,095
    Gross yield

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