HousingHandbookReference data

U.S. ZIP Code · MT59639

Lewis and Clark County · Helena, MT

Typical home value

$361,877[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.6%
5-year / yr
+7.4%
10-year / yr
+7.9%

Relative price

vs U.S.
+27.4%
vs metro
-20.2%
vs state
-13.8%
ZIP 59639 location in MT
Location of ZIP 59639 in MT

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 59639 is worth $361,877 — 20.2% below the Helena, MT median. Over the past year, values have risen 2.6%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$1,833[3]

#Climate risk

FEMA National Risk Index ratings for Lewis and Clark County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Very Low
Heat wave
Very Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Low
Winter weather
Very High

#Who lives here

Population
1,021[3]
Median household income
$57,778[3]

#Migration

Household moves in and out of Lewis and Clark County over a year, from IRS tax-return data.

Net migration
+185[5]
Moved in
2,176
Moved out
1,991

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • Lincoln Elementary School

    Elementary · Grades PK–6 · Lincoln K-12 Schools

    85 students

  • Lincoln High School

    High · Grades 9–12 · Lincoln K-12 Schools

    46 students

  • Lincoln 7-8

    Middle · Grades 7–8 · Lincoln K-12 Schools

    18 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,830
Loan principal$289,502
Down payment$72,375
Total interest paid$369,243

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,285
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
43rd percentile[1]
Rental yield
[2]
Property tax
42nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 59639?
The typical home in 59639 is worth $361,877, based on the Zillow Home Value Index.
Are home values rising in 59639?
Home values in 59639 are up 2.6% over the past year, and up 7.4% a year over five years.
What is the property tax rate in 59639?
The effective property tax rate in 59639 is 0.5% — roughly $1,833 a year on a typical home.
Who lives in 59639?
ZIP code 59639 has a population of 1,021 and a median household income of $57,778.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Elkhorn CDP, MT

    Typical home
    $354,916
    Gross yield
  • Augusta CDP, MT

    Typical home
    $316,004
    Gross yield
  • Basin CDP, MT

    Typical home
    $300,121
    Gross yield
  • Spokane Creek CDP, MT

    Typical home
    $429,739
    Gross yield
  • Helena, MT

    Typical home
    $437,484
    Gross yield
    4.3%
  • The Silos CDP, MT

    Typical home
    $444,473
    Gross yield

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