HousingHandbookReference data

U.S. ZIP Code · IL60081

McHenry County · Chicago-Naperville-Elgin, IL-IN

Typical home value

$414,679[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+6.0%
5-year / yr
+7.3%
10-year / yr
+5.8%

Relative price

vs U.S.
+46.0%
vs metro
+23.1%
vs state
+116.8%
ZIP 60081 location in IL
Location of ZIP 60081 in IL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 60081 is worth $414,679 — 23.1% above the Chicago-Naperville-Elgin, IL-IN median. Over the past year, values have risen 6.0%. The effective property tax rate is 2.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.2%[3]
Typical annual tax
$8,998[3]

#Climate risk

FEMA National Risk Index ratings for McHenry County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
9,088[3]
Median household income
$116,706[3]

#Migration

Household moves in and out of McHenry County over a year, from IRS tax-return data.

Net migration
+65[5]
Moved in
7,940
Moved out
7,875

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
2
Middle
0
High
0
  • Lotus School

    Elementary · Grades PK–4 · Fox Lake GSD 114

    361 students

  • Spring Grove Elementary School

    Elementary · Grades PK–5 · Nippersink SD 2

    325 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,097
Loan principal$331,743
Down payment$82,936
Total interest paid$423,120

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,192
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
85th percentile[1]
Rental yield
[2]
Property tax
72nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 60081?
The typical home in 60081 is worth $414,679, based on the Zillow Home Value Index.
Are home values rising in 60081?
Home values in 60081 are up 6.0% over the past year, and up 7.3% a year over five years.
What is the property tax rate in 60081?
The effective property tax rate in 60081 is 2.2% — roughly $8,998 a year on a typical home.
Who lives in 60081?
ZIP code 60081 has a population of 9,088 and a median household income of $116,706.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Algonquin, IL

    Typical home
    $413,788
    Gross yield
    6.8%
  • Gilberts, IL

    Typical home
    $413,663
    Gross yield
  • Shorewood, IL

    Typical home
    $413,208
    Gross yield
  • Big Rock, IL

    Typical home
    $413,111
    Gross yield
  • Chicago, IL

    Typical home
    $412,079
    Gross yield
    5.1%
  • West Dundee, IL

    Typical home
    $411,592
    Gross yield
    6.8%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 60081 against any other ZIP — full side-by-side table.

Compare 60081

#Jump to section