HousingHandbookReference data

U.S. ZIP Code · IL60946

Ford County · Champaign-Urbana, IL

Typical home value

$150,547[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.7%
5-year / yr
+1.3%
10-year / yr

Relative price

vs U.S.
-47.0%
vs metro
-20.9%
vs state
-21.3%
ZIP 60946 location in IL
Location of ZIP 60946 in IL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 60946 is worth $150,547 — 20.9% below the Champaign-Urbana, IL median. Over the past year, values have risen 4.7%. The effective property tax rate is 1.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.5%[3]
Typical annual tax
$2,270[3]

#Climate risk

FEMA National Risk Index ratings for Ford County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Very Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Very Low

#Who lives here

Population
413[3]
Median household income
$74,853[3]

#Migration

Household moves in and out of Ford County over a year, from IRS tax-return data.

Net migration
+18[5]
Moved in
372
Moved out
354

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Tri Point Elementary School

    Elementary · Grades PK–3 · Tri Point CUSD 6-J

    125 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$761
Loan principal$120,438
Down payment$30,109
Total interest paid$153,612

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,076
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
3rd percentile[1]
Rental yield
[2]
Property tax
17th percentile[3]

Frequently asked

How much is a home worth in ZIP code 60946?
The typical home in 60946 is worth $150,547, based on the Zillow Home Value Index.
Are home values rising in 60946?
Home values in 60946 are up 4.7% over the past year, and up 1.3% a year over five years.
What is the property tax rate in 60946?
The effective property tax rate in 60946 is 1.5% — roughly $2,270 a year on a typical home.
Who lives in 60946?
ZIP code 60946 has a population of 413 and a median household income of $74,853.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Sibley, IL

    Typical home
    $150,516
    Gross yield
  • Thomasboro, IL

    Typical home
    $151,048
    Gross yield
  • Paxton, IL

    Typical home
    $152,274
    Gross yield
  • Cabery, IL

    Typical home
    $146,678
    Gross yield
  • De Land, IL

    Typical home
    $155,019
    Gross yield
  • Cerro Gordo, IL

    Typical home
    $144,004
    Gross yield

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