U.S. ZIP Code · IL61032
Stephenson County
Appreciation
- 1-year
- +8.7%
- 5-year / yr
- +8.0%
- 10-year / yr
- +7.5%
Relative price
- vs U.S.
- -55.8%
- vs metro
- —
- vs state
- -34.3%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 61032 is worth $125,663. Over the past year, values have risen 8.7%. Homes here rent for a typical $1,091 a month — a 10.4% gross rental yield. The effective property tax rate is 2.4%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Stephenson County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively Low[4]
- Riverine flood
- Relatively Moderate
- Coastal flood
- Not Applicable
- Wildfire
- Very Low
- Drought
- Relatively Moderate
- Heat wave
- Relatively Low
- Hurricane
- Very Low
- Tornado
- Relatively Moderate
- Earthquake
- Very Low
- Winter weather
- Relatively Low
#Who lives here
#Migration
Household moves in and out of Stephenson County over a year, from IRS tax-return data.
- Net migration
- -37[5]
- Moved in
- 881
- Moved out
- 918
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 11
- Elementary
- 5
- Middle
- 2
- High
- 4
Freeport High School
High · Grades 9–12 · Freeport SD 145
1,155 students
Freeport Middle School
Middle · Grades 7–8 · Freeport SD 145
479 students
Carl Sandburg Middle Sch
Middle · Grades 5–6 · Freeport SD 145
437 students
Empire Elem School
Elementary · Grades PK–4 · Freeport SD 145
407 students
Jones-Farrar Intl Baccalaureate
Elementary · Grades K–6 · Freeport SD 145
337 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
Owning is meaningfully cheaper month-to-month.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 61032?
- The typical home in 61032 is worth $125,663, based on the Zillow Home Value Index.
- Are home values rising in 61032?
- Home values in 61032 are up 8.7% over the past year, and up 8.0% a year over five years.
- What is the typical rent in 61032?
- A typical home in 61032 rents for about $1,091 a month, a gross rental yield of 10.4%.
- What is the property tax rate in 61032?
- The effective property tax rate in 61032 is 2.4% — roughly $2,964 a year on a typical home.
- Who lives in 61032?
- ZIP code 61032 has a population of 29,020 and a median household income of $56,593.
Compare ZIPs
Pit ZIP 61032 against any other ZIP — full side-by-side table.
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