HousingHandbookReference data

U.S. ZIP Code · IL61071

Whiteside County

Typical home value

$122,607[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.4%
5-year / yr
+6.3%
10-year / yr
+4.5%

Relative price

vs U.S.
-56.8%
vs metro
vs state
-35.9%
ZIP 61071 location in IL
Location of ZIP 61071 in IL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 61071 is worth $122,607. Over the past year, values have risen 2.4%. The effective property tax rate is 2.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
2.0%[3]
Typical annual tax
$2,417[3]

#Climate risk

FEMA National Risk Index ratings for Whiteside County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
13,581[3]
Median household income
$60,508[3]

#Migration

Household moves in and out of Whiteside County over a year, from IRS tax-return data.

Net migration
-16[5]
Moved in
1,066
Moved out
1,082

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
11
Elementary
4
Middle
1
High
3
  • Rock Falls Township High School

    High · Grades 9–12 · Rock Falls Twp HSD 301

    547 students

  • Dillon Elementary School

    Elementary · Grades K–2 · Rock Falls ESD 13

    259 students

  • Rock Falls Middle School

    Middle · Grades 6–8 · Rock Falls ESD 13

    247 students

  • Merrill Elem School

    Elementary · Grades 3–5 · Rock Falls ESD 13

    239 students

  • East Coloma - Nelson Elem Sch

    Elementary · Grades PK–8 · East Coloma - Nelson CESD 20

    213 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$620
Loan principal$98,086
Down payment$24,521
Total interest paid$125,103

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$923
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 61071?
The typical home in 61071 is worth $122,607, based on the Zillow Home Value Index.
Are home values rising in 61071?
Home values in 61071 are up 2.4% over the past year, and up 6.3% a year over five years.
What is the property tax rate in 61071?
The effective property tax rate in 61071 is 2.0% — roughly $2,417 a year on a typical home.
Who lives in 61071?
ZIP code 61071 has a population of 13,581 and a median household income of $60,508.

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