HousingHandbookReference data

U.S. ZIP Code · IL61920

Coles County

Typical home value

$164,776[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+9.8%
5-year / yr
+6.5%
10-year / yr
+4.4%

Relative price

vs U.S.
-42.0%
vs metro
vs state
-13.8%
ZIP 61920 location in IL
Location of ZIP 61920 in IL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 61920 is worth $164,776. Over the past year, values have risen 9.8%. Homes here rent for a typical $795 a month — a 5.8% gross rental yield. The effective property tax rate is 1.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$795[2]
Gross yield
5.8%[2]
Cap rate
3.5%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.7%[3]
Typical annual tax
$2,882[3]

#Climate risk

FEMA National Risk Index ratings for Coles County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
20,951[3]
Median household income
$52,429[3]

#Migration

Household moves in and out of Coles County over a year, from IRS tax-return data.

Net migration
-141[5]
Moved in
1,137
Moved out
1,278

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
2
Middle
2
High
3
  • Charleston High School

    High · Grades 9–12 · Charleston CUSD 1

    780 students

  • Jefferson Elem School

    Middle · Grades 4–6 · Charleston CUSD 1

    663 students

  • Carl Sandburg Elem School

    Elementary · Grades K–3 · Charleston CUSD 1

    537 students

  • Charleston Middle School

    Middle · Grades 7–8 · Charleston CUSD 1

    395 students

  • Mark Twain Elem School

    Elementary · Grades PK–K · Charleston CUSD 1

    205 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.8%
Net yield (after ~40% expenses)3.5%
Annual rent$9,535

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$833
Loan principal$131,821
Down payment$32,955
Total interest paid$168,130

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.52
Monthly cost to own$1,211
Monthly rent$795

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 61920?
The typical home in 61920 is worth $164,776, based on the Zillow Home Value Index.
Are home values rising in 61920?
Home values in 61920 are up 9.8% over the past year, and up 6.5% a year over five years.
What is the typical rent in 61920?
A typical home in 61920 rents for about $795 a month, a gross rental yield of 5.8%.
What is the property tax rate in 61920?
The effective property tax rate in 61920 is 1.7% — roughly $2,882 a year on a typical home.
Who lives in 61920?
ZIP code 61920 has a population of 20,951 and a median household income of $52,429.

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