HousingHandbookReference data

U.S. ZIP Code · IL62045

Calhoun County · St. Louis, MO-IL

Typical home value

$178,335[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.3%
5-year / yr
-1.8%
10-year / yr

Relative price

vs U.S.
-37.2%
vs metro
-28.8%
vs state
-6.7%
ZIP 62045 location in IL
Location of ZIP 62045 in IL

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 62045 is worth $178,335 — 28.8% below the St. Louis, MO-IL median. Over the past year, values have fallen 1.3%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$1,307[3]

#Climate risk

FEMA National Risk Index ratings for Calhoun County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Very Low
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
247[3]
Median household income
$85,234[3]

#Migration

Household moves in and out of Calhoun County over a year, from IRS tax-return data.

Net migration
-3[5]
Moved in
48
Moved out
51

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$902
Loan principal$142,668
Down payment$35,667
Total interest paid$181,965

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,159
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
3rd percentile[1]
Rental yield
[2]
Property tax
14th percentile[3]

Frequently asked

How much is a home worth in ZIP code 62045?
The typical home in 62045 is worth $178,335, based on the Zillow Home Value Index.
Are home values rising in 62045?
Home values in 62045 are down 1.3% over the past year, and down 1.8% a year over five years.
What is the property tax rate in 62045?
The effective property tax rate in 62045 is 0.7% — roughly $1,307 a year on a typical home.
Who lives in 62045?
ZIP code 62045 has a population of 247 and a median household income of $85,234.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Bunker Hill, IL

    Typical home
    $178,334
    Gross yield
  • Carlyle, IL

    Typical home
    $178,286
    Gross yield
  • Brussels, IL

    Typical home
    $177,952
    Gross yield
  • Belleville, IL

    Typical home
    $179,408
    Gross yield
    8.5%
  • Fieldon, IL

    Typical home
    $175,366
    Gross yield
  • St. Louis, MO

    Typical home
    $181,499
    Gross yield
    8.0%

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