HousingHandbookReference data

U.S. ZIP Code · MO63112

St. Louis city · St. Louis, MO-IL

Typical home value

$145,756[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.7%
5-year / yr
+1.3%
10-year / yr
+3.2%

Relative price

vs U.S.
-48.7%
vs metro
-41.8%
vs state
-39.4%
ZIP 63112 location in MO
Location of ZIP 63112 in MO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 63112 is worth $145,756 — 41.8% below the St. Louis, MO-IL median. Over the past year, values have fallen 3.7%. Homes here rent for a typical $1,389 a month — a 11.4% gross rental yield. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,389[2]
Gross yield
11.4%[2]
Cap rate
6.9%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$1,379[3]

#Climate risk

FEMA National Risk Index ratings for St. Louis city. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
No Rating
Heat wave
Very High
Hurricane
Very Low
Tornado
Very High
Earthquake
Relatively High
Winter weather
Relatively Moderate

#Who lives here

Population
17,985[3]
Median household income
$45,542[3]

#Migration

Household moves in and out of St. Louis city over a year, from IRS tax-return data.

Net migration
-1,395[5]
Moved in
12,331
Moved out
13,726

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • LACLEDE ELEM.

    Elementary · Grades PK–8 · ST. LOUIS CITY

    256 students

  • REACH ST. LOUIS DAY TREATMENT

    High · Grades 6–12 · DIVISION OF YOUTH SERVICE

    0 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield11.4%
Net yield (after ~40% expenses)6.9%
Annual rent$16,664

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$737
Loan principal$116,605
Down payment$29,151
Total interest paid$148,723

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.70
Monthly cost to own$974
Monthly rent$1,389

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
15th percentile[1]
Rental yield
88th percentile[2]
Property tax
28th percentile[3]

Frequently asked

How much is a home worth in ZIP code 63112?
The typical home in 63112 is worth $145,756, based on the Zillow Home Value Index.
Are home values rising in 63112?
Home values in 63112 are down 3.7% over the past year, and up 1.3% a year over five years.
What is the typical rent in 63112?
A typical home in 63112 rents for about $1,389 a month, a gross rental yield of 11.4%.
What is the property tax rate in 63112?
The effective property tax rate in 63112 is 0.9% — roughly $1,379 a year on a typical home.
Who lives in 63112?
ZIP code 63112 has a population of 17,985 and a median household income of $45,542.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • St. Louis, MO

    Typical home
    $145,615
    Gross yield
  • Carlinville, IL

    Typical home
    $148,251
    Gross yield
  • Overland, MO

    Typical home
    $141,154
    Gross yield
    11.3%
  • Spanish Lake CDP, MO

    Typical home
    $150,485
    Gross yield
    9.9%
  • Caseyville, IL

    Typical home
    $140,636
    Gross yield
  • Mulberry Grove, IL

    Typical home
    $153,089
    Gross yield

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