HousingHandbookReference data

U.S. ZIP Code · MO63301

St. Charles County · St. Louis, MO-IL

Typical home value

$318,578[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.1%
5-year / yr
+5.1%
10-year / yr
+5.9%

Relative price

vs U.S.
+12.1%
vs metro
+27.2%
vs state
+32.5%
ZIP 63301 location in MO
Location of ZIP 63301 in MO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 63301 is worth $318,578 — 27.2% above the St. Louis, MO-IL median. Over the past year, values have risen 2.1%. Homes here rent for a typical $1,383 a month — a 5.2% gross rental yield. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,383[2]
Gross yield
5.2%[2]
Cap rate
3.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$3,275[3]

#Climate risk

FEMA National Risk Index ratings for St. Charles County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Moderate
Winter weather
Relatively High

#Who lives here

Population
52,667[3]
Median household income
$85,308[3]

#Migration

Household moves in and out of St. Charles County over a year, from IRS tax-return data.

Net migration
+552[5]
Moved in
10,429
Moved out
9,877

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
17
Elementary
7
Middle
3
High
5
  • ST. CHARLES HIGH

    High · Grades 9–12 · ST. CHARLES R-VI

    785 students

  • Orchard Farm High School

    High · Grades 9–12 · ORCHARD FARM R-V

    685 students

  • JEFFERSON INTERMEDIATE SCHOOL

    Middle · Grades 5–6 · ST. CHARLES R-VI

    684 students

  • HARDIN MIDDLE

    Middle · Grades 7–8 · ST. CHARLES R-VI

    662 students

  • Orchard Farm Elementary

    Elementary · Grades K–5 · ORCHARD FARM R-V

    655 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.2%
Net yield (after ~40% expenses)3.1%
Annual rent$16,602

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,611
Loan principal$254,862
Down payment$63,716
Total interest paid$325,063

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.55
Monthly cost to own$2,150
Monthly rent$1,383

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
58th percentile[1]
Rental yield
31st percentile[2]
Property tax
33rd percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 63301?
The typical home in 63301 is worth $318,578, based on the Zillow Home Value Index.
Are home values rising in 63301?
Home values in 63301 are up 2.1% over the past year, and up 5.1% a year over five years.
What is the typical rent in 63301?
A typical home in 63301 rents for about $1,383 a month, a gross rental yield of 5.2%.
What is the property tax rate in 63301?
The effective property tax rate in 63301 is 1.0% — roughly $3,275 a year on a typical home.
Who lives in 63301?
ZIP code 63301 has a population of 52,667 and a median household income of $85,308.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • St. Louis, MO

    Typical home
    $317,809
    Gross yield
    6.6%
  • Hillsboro, MO

    Typical home
    $317,650
    Gross yield
  • Maeystown, IL

    Typical home
    $317,645
    Gross yield
  • Hawk Point, MO

    Typical home
    $314,744
    Gross yield
  • Troy, MO

    Typical home
    $312,770
    Gross yield
  • Imperial CDP, MO

    Typical home
    $324,671
    Gross yield

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