HousingHandbookReference data

U.S. ZIP Code · MO63348

St. Charles County · St. Louis, MO-IL

Typical home value

$444,610[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.7%
5-year / yr
+4.5%
10-year / yr
+5.1%

Relative price

vs U.S.
+56.5%
vs metro
+77.5%
vs state
+84.9%
ZIP 63348 location in MO
Location of ZIP 63348 in MO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 63348 is worth $444,610 — 77.5% above the St. Louis, MO-IL median. Over the past year, values have risen 0.7%. The effective property tax rate is 0.9%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.9%[3]
Typical annual tax
$3,930[3]

#Climate risk

FEMA National Risk Index ratings for St. Charles County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Moderate
Winter weather
Relatively High

#Who lives here

Population
10,394[3]
Median household income
$115,661[3]

#Migration

Household moves in and out of St. Charles County over a year, from IRS tax-return data.

Net migration
+552[5]
Moved in
10,429
Moved out
9,877

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • WRIGHT CITY EAST ELEM

    Elementary · Grades K–1 · WRIGHT CITY R-II OF WARREN CO.

    266 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,248
Loan principal$355,688
Down payment$88,922
Total interest paid$453,660

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,945
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
42nd percentile[1]
Rental yield
[2]
Property tax
25th percentile[3]

Frequently asked

How much is a home worth in ZIP code 63348?
The typical home in 63348 is worth $444,610, based on the Zillow Home Value Index.
Are home values rising in 63348?
Home values in 63348 are up 0.7% over the past year, and up 4.5% a year over five years.
What is the property tax rate in 63348?
The effective property tax rate in 63348 is 0.9% — roughly $3,930 a year on a typical home.
Who lives in 63348?
ZIP code 63348 has a population of 10,394 and a median household income of $115,661.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Lake St. Louis, MO

    Typical home
    $445,784
    Gross yield
    5.1%
  • Ballwin, MO

    Typical home
    $443,255
    Gross yield
    4.9%
  • Eureka, MO

    Typical home
    $421,924
    Gross yield
  • O'Fallon, MO

    Typical home
    $418,876
    Gross yield
    5.3%
  • Wildwood, MO

    Typical home
    $480,475
    Gross yield
  • Weldon Spring, MO

    Typical home
    $404,414
    Gross yield
    5.1%

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