HousingHandbookReference data

U.S. ZIP Code · MO63640

St. Francois County

Typical home value

$255,293[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.0%
5-year / yr
+6.2%
10-year / yr
+6.6%

Relative price

vs U.S.
-10.1%
vs metro
vs state
+6.2%
ZIP 63640 location in MO
Location of ZIP 63640 in MO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 63640 is worth $255,293. Over the past year, values have risen 3.0%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,603[3]

#Climate risk

FEMA National Risk Index ratings for St. Francois County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Moderate
Winter weather
Relatively Moderate

#Who lives here

Population
29,263[3]
Median household income
$61,913[3]

#Migration

Household moves in and out of St. Francois County over a year, from IRS tax-return data.

Net migration
+166[5]
Moved in
1,490
Moved out
1,324

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
10
Elementary
4
Middle
2
High
3
  • FARMINGTON SR. HIGH

    High · Grades 9–12 · FARMINGTON R-VII

    1,325 students

  • FARMINGTON MIDDLE

    Middle · Grades 7–8 · FARMINGTON R-VII

    605 students

  • LINCOLN INTERMEDIATE

    Middle · Grades 5–6 · FARMINGTON R-VII

    540 students

  • TRUMAN LEARNING CENTER

    Elementary · Grades PK–K · FARMINGTON R-VII

    431 students

  • ROOSEVELT ELEM.

    Elementary · Grades 1–4 · FARMINGTON R-VII

    395 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,291
Loan principal$204,234
Down payment$51,059
Total interest paid$260,489

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,638
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 63640?
The typical home in 63640 is worth $255,293, based on the Zillow Home Value Index.
Are home values rising in 63640?
Home values in 63640 are up 3.0% over the past year, and up 6.2% a year over five years.
What is the property tax rate in 63640?
The effective property tax rate in 63640 is 0.6% — roughly $1,603 a year on a typical home.
Who lives in 63640?
ZIP code 63640 has a population of 29,263 and a median household income of $61,913.

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Pit ZIP 63640 against any other ZIP — full side-by-side table.

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