HousingHandbookReference data

U.S. ZIP Code · MO63965

Carter County

Typical home value

$174,422[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.1%
5-year / yr
+3.0%
10-year / yr
+4.6%

Relative price

vs U.S.
-38.6%
vs metro
vs state
-27.5%
ZIP 63965 location in MO
Location of ZIP 63965 in MO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 63965 is worth $174,422. Over the past year, values have risen 1.1%. The effective property tax rate is 0.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.4%[3]
Typical annual tax
$673[3]

#Climate risk

FEMA National Risk Index ratings for Carter County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
2,607[3]
Median household income
$37,697[3]

#Migration

Household moves in and out of Carter County over a year, from IRS tax-return data.

Net migration
+28[5]
Moved in
137
Moved out
109

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • VAN BUREN ELEM.

    Elementary · Grades PK–6 · VAN BUREN R-I

    287 students

  • VAN BUREN HIGH

    High · Grades 7–12 · VAN BUREN R-I

    226 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$882
Loan principal$139,538
Down payment$34,884
Total interest paid$177,973

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,084
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 63965?
The typical home in 63965 is worth $174,422, based on the Zillow Home Value Index.
Are home values rising in 63965?
Home values in 63965 are up 1.1% over the past year, and up 3.0% a year over five years.
What is the property tax rate in 63965?
The effective property tax rate in 63965 is 0.4% — roughly $673 a year on a typical home.
Who lives in 63965?
ZIP code 63965 has a population of 2,607 and a median household income of $37,697.

Compare ZIPs

Pit ZIP 63965 against any other ZIP — full side-by-side table.

Compare 63965

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