HousingHandbookReference data

U.S. ZIP Code · MO64165

Clay County · Kansas City, MO-KS

Typical home value

$458,819[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.2%
5-year / yr
+3.5%
10-year / yr

Relative price

vs U.S.
+61.5%
vs metro
+47.5%
vs state
+90.8%
ZIP 64165 location in MO
Location of ZIP 64165 in MO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 64165 is worth $458,819 — 47.5% above the Kansas City, MO-KS median. Over the past year, values have fallen 0.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
[3]
Typical annual tax
[3]

#Climate risk

FEMA National Risk Index ratings for Clay County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
No Rating
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
212[3]
Median household income
[3]

#Migration

Household moves in and out of Clay County over a year, from IRS tax-return data.

Net migration
+579[5]
Moved in
8,809
Moved out
8,230

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,320
Loan principal$367,056
Down payment$91,764
Total interest paid$468,159

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,161
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
5th percentile[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 64165?
The typical home in 64165 is worth $458,819, based on the Zillow Home Value Index.
Are home values rising in 64165?
Home values in 64165 are down 0.2% over the past year, and up 3.5% a year over five years.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Overland Park, KS

    Typical home
    $459,194
    Gross yield
    4.2%
  • Kansas City, MO

    Typical home
    $461,455
    Gross yield
    5.1%
  • Linwood, KS

    Typical home
    $456,159
    Gross yield
  • Kansas City, MO

    Typical home
    $452,215
    Gross yield
  • Lee's Summit, MO

    Typical home
    $465,969
    Gross yield
    4.6%
  • Lenexa, KS

    Typical home
    $468,602
    Gross yield
    4.1%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

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