HousingHandbookReference data

U.S. ZIP Code · MO64459

Andrew County · St. Joseph, MO-KS

Typical home value

$267,256[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+8.8%
5-year / yr
+8.5%
10-year / yr
+8.4%

Relative price

vs U.S.
-5.9%
vs metro
+11.4%
vs state
+11.1%
ZIP 64459 location in MO
Location of ZIP 64459 in MO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 64459 is worth $267,256 — 11.4% above the St. Joseph, MO-KS median. Over the past year, values have risen 8.8%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$1,788[3]

#Climate risk

FEMA National Risk Index ratings for Andrew County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
No Rating
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
507[3]
Median household income
$78,808[3]

#Migration

Household moves in and out of Andrew County over a year, from IRS tax-return data.

Net migration
+37[5]
Moved in
541
Moved out
504

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • HELENA ELEM.

    Elementary · Grades K–5 · SAVANNAH R-III

    90 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,351
Loan principal$213,805
Down payment$53,451
Total interest paid$272,696

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,723
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
88th percentile[1]
Rental yield
[2]
Property tax
21st percentile[3]

Frequently asked

How much is a home worth in ZIP code 64459?
The typical home in 64459 is worth $267,256, based on the Zillow Home Value Index.
Are home values rising in 64459?
Home values in 64459 are up 8.8% over the past year, and up 8.5% a year over five years.
What is the property tax rate in 64459?
The effective property tax rate in 64459 is 0.7% — roughly $1,788 a year on a typical home.
Who lives in 64459?
ZIP code 64459 has a population of 507 and a median household income of $78,808.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Savannah, MO

    Typical home
    $267,195
    Gross yield
  • Osborn, MO

    Typical home
    $265,754
    Gross yield
  • Rosendale, MO

    Typical home
    $263,995
    Gross yield
  • Clarksdale, MO

    Typical home
    $263,763
    Gross yield
  • Weatherby, MO

    Typical home
    $277,245
    Gross yield
  • St. Joseph, MO

    Typical home
    $277,303
    Gross yield

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