HousingHandbookReference data

U.S. ZIP Code · MO65018

Moniteau County · Jefferson City, MO

Typical home value

$238,417[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.3%
5-year / yr
+6.9%
10-year / yr
+6.5%

Relative price

vs U.S.
-16.1%
vs metro
-16.9%
vs state
≈ state median
ZIP 65018 location in MO
Location of ZIP 65018 in MO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 65018 is worth $238,417 — 16.9% below the Jefferson City, MO median. Over the past year, values have risen 4.3%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,450[3]

#Climate risk

FEMA National Risk Index ratings for Moniteau County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
7,748[3]
Median household income
$67,800[3]

#Migration

Household moves in and out of Moniteau County over a year, from IRS tax-return data.

Net migration
+18[5]
Moved in
334
Moved out
316

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • CALIFORNIA ELEM.

    Elementary · Grades PK–4 · MONITEAU CO. R-I

    492 students

  • CALIFORNIA HIGH

    High · Grades 9–12 · MONITEAU CO. R-I

    446 students

  • CALIFORNIA MIDDLE

    Middle · Grades 5–8 · MONITEAU CO. R-I

    416 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,206
Loan principal$190,734
Down payment$47,683
Total interest paid$243,271

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,525
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
63rd percentile[1]
Rental yield
[2]
Property tax
43rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 65018?
The typical home in 65018 is worth $238,417, based on the Zillow Home Value Index.
Are home values rising in 65018?
Home values in 65018 are up 4.3% over the past year, and up 6.9% a year over five years.
What is the property tax rate in 65018?
The effective property tax rate in 65018 is 0.6% — roughly $1,450 a year on a typical home.
Who lives in 65018?
ZIP code 65018 has a population of 7,748 and a median household income of $67,800.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Linn, MO

    Typical home
    $247,289
    Gross yield
  • Fulton, MO

    Typical home
    $247,927
    Gross yield
    5.4%
  • Chamois, MO

    Typical home
    $225,020
    Gross yield
  • MO

    Typical home
    $256,513
    Gross yield
  • Clarksburg, MO

    Typical home
    $217,789
    Gross yield
  • Jefferson City, MO

    Typical home
    $267,689
    Gross yield
    4.0%

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