HousingHandbookReference data

U.S. ZIP Code · MO65020

Camden County

Typical home value

$307,857[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.4%
5-year / yr
+2.8%
10-year / yr
+5.0%

Relative price

vs U.S.
+8.4%
vs metro
vs state
+28.0%
ZIP 65020 location in MO
Location of ZIP 65020 in MO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 65020 is worth $307,857. Over the past year, values have fallen 3.4%. Homes here rent for a typical $1,559 a month — a 6.1% gross rental yield. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,559[2]
Gross yield
6.1%[2]
Cap rate
3.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$1,466[3]

#Climate risk

FEMA National Risk Index ratings for Camden County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
14,748[3]
Median household income
$62,392[3]

#Migration

Household moves in and out of Camden County over a year, from IRS tax-return data.

Net migration
+142[5]
Moved in
1,682
Moved out
1,540

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
2
Middle
2
High
3
  • CAMDENTON HIGH

    High · Grades 9–12 · CAMDENTON R-III

    1,288 students

  • DOGWOOD ELEMENTARY

    Elementary · Grades PK–2 · CAMDENTON R-III

    618 students

  • CAMDENTON MIDDLE

    Middle · Grades 7–8 · CAMDENTON R-III

    591 students

  • OAK RIDGE INTERMEDIATE

    Middle · Grades 5–6 · CAMDENTON R-III

    560 students

  • HAWTHORN ELEMENTARY

    Elementary · Grades 3–4 · CAMDENTON R-III

    397 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.1%
Net yield (after ~40% expenses)3.6%
Annual rent$18,712

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,557
Loan principal$246,285
Down payment$61,571
Total interest paid$314,123

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.24
Monthly cost to own$1,936
Monthly rent$1,559

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 65020?
The typical home in 65020 is worth $307,857, based on the Zillow Home Value Index.
Are home values rising in 65020?
Home values in 65020 are down 3.4% over the past year, and up 2.8% a year over five years.
What is the typical rent in 65020?
A typical home in 65020 rents for about $1,559 a month, a gross rental yield of 6.1%.
What is the property tax rate in 65020?
The effective property tax rate in 65020 is 0.5% — roughly $1,466 a year on a typical home.
Who lives in 65020?
ZIP code 65020 has a population of 14,748 and a median household income of $62,392.

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