HousingHandbookReference data

U.S. ZIP Code · MO65076

Cole County · Jefferson City, MO

Typical home value

$323,237[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+7.0%
5-year / yr
+7.8%
10-year / yr
+7.3%

Relative price

vs U.S.
+13.8%
vs metro
+12.7%
vs state
+34.4%
ZIP 65076 location in MO
Location of ZIP 65076 in MO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 65076 is worth $323,237 — 12.7% above the Jefferson City, MO median. Over the past year, values have risen 7.0%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$1,761[3]

#Climate risk

FEMA National Risk Index ratings for Cole County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
515[3]
Median household income
$64,333[3]

#Migration

Household moves in and out of Cole County over a year, from IRS tax-return data.

Net migration
-40[5]
Moved in
1,969
Moved out
2,009

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,634
Loan principal$258,590
Down payment$64,647
Total interest paid$329,817

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,049
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
69th percentile[1]
Rental yield
[2]
Property tax
33rd percentile[3]

Frequently asked

How much is a home worth in ZIP code 65076?
The typical home in 65076 is worth $323,237, based on the Zillow Home Value Index.
Are home values rising in 65076?
Home values in 65076 are up 7.0% over the past year, and up 7.8% a year over five years.
What is the property tax rate in 65076?
The effective property tax rate in 65076 is 0.5% — roughly $1,761 a year on a typical home.
Who lives in 65076?
ZIP code 65076 has a population of 515 and a median household income of $64,333.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Centertown, MO

    Typical home
    $323,170
    Gross yield
  • New Bloomfield, MO

    Typical home
    $325,501
    Gross yield
  • Auxvasse, MO

    Typical home
    $327,821
    Gross yield
  • Russellville, MO

    Typical home
    $313,556
    Gross yield
  • Tebbetts CDP, MO

    Typical home
    $344,070
    Gross yield
  • Kingdom City, MO

    Typical home
    $351,665
    Gross yield

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