HousingHandbookReference data

U.S. ZIP Code · MO65348

Cooper County · Columbia, MO

Typical home value

$225,416[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.1%
5-year / yr
10-year / yr

Relative price

vs U.S.
-20.6%
vs metro
-18.8%
vs state
-6.3%
ZIP 65348 location in MO
Location of ZIP 65348 in MO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 65348 is worth $225,416 — 18.8% below the Columbia, MO median. Over the past year, values have fallen 0.1%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,295[3]

#Climate risk

FEMA National Risk Index ratings for Cooper County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
1,419[3]
Median household income
$52,125[3]

#Migration

Household moves in and out of Cooper County over a year, from IRS tax-return data.

Net migration
-2[5]
Moved in
418
Moved out
420

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • OTTERVILLE ELEM.

    Elementary · Grades PK–5 · OTTERVILLE R-VI

    115 students

  • OTTERVILLE HIGH

    High · Grades 6–12 · OTTERVILLE R-VI

    104 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,140
Loan principal$180,333
Down payment$45,083
Total interest paid$230,005

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,435
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
24th percentile[3]

Frequently asked

How much is a home worth in ZIP code 65348?
The typical home in 65348 is worth $225,416, based on the Zillow Home Value Index.
Are home values rising in 65348?
Home values in 65348 are down 0.1% over the past year.
What is the property tax rate in 65348?
The effective property tax rate in 65348 is 0.6% — roughly $1,295 a year on a typical home.
Who lives in 65348?
ZIP code 65348 has a population of 1,419 and a median household income of $52,125.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Fayette, MO

    Typical home
    $227,692
    Gross yield
  • Boonville, MO

    Typical home
    $235,496
    Gross yield
    4.7%
  • Pilot Grove, MO

    Typical home
    $244,403
    Gross yield
  • New Franklin, MO

    Typical home
    $192,162
    Gross yield
  • Glasgow, MO

    Typical home
    $190,567
    Gross yield
  • Bunceton, MO

    Typical home
    $267,383
    Gross yield

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