HousingHandbookReference data

U.S. ZIP Code · MO65559

Phelps County

Typical home value

$238,279[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.0%
5-year / yr
+7.2%
10-year / yr
+6.3%

Relative price

vs U.S.
-16.1%
vs metro
vs state
≈ state median
ZIP 65559 location in MO
Location of ZIP 65559 in MO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 65559 is worth $238,279. Over the past year, values have risen 5.0%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,351[3]

#Climate risk

FEMA National Risk Index ratings for Phelps County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
9,303[3]
Median household income
$61,750[3]

#Migration

Household moves in and out of Phelps County over a year, from IRS tax-return data.

Net migration
-66[5]
Moved in
1,244
Moved out
1,310

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • LUCY WORTHAM JAMES ELEM.

    Elementary · Grades PK–5 · ST. JAMES R-I

    705 students

  • ST. JAMES HIGH

    High · Grades 9–12 · ST. JAMES R-I

    508 students

  • ST. JAMES MIDDLE

    Middle · Grades 6–8 · ST. JAMES R-I

    371 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,205
Loan principal$190,623
Down payment$47,656
Total interest paid$243,129

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,517
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 65559?
The typical home in 65559 is worth $238,279, based on the Zillow Home Value Index.
Are home values rising in 65559?
Home values in 65559 are up 5.0% over the past year, and up 7.2% a year over five years.
What is the property tax rate in 65559?
The effective property tax rate in 65559 is 0.6% — roughly $1,351 a year on a typical home.
Who lives in 65559?
ZIP code 65559 has a population of 9,303 and a median household income of $61,750.

Compare ZIPs

Pit ZIP 65559 against any other ZIP — full side-by-side table.

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