HousingHandbookReference data

U.S. ZIP Code · MO65649

Polk County · Springfield, MO

Typical home value

$281,733[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.8%
5-year / yr
+7.9%
10-year / yr
+6.9%

Relative price

vs U.S.
≈ U.S. median
vs metro
+2.2%
vs state
+17.2%
ZIP 65649 location in MO
Location of ZIP 65649 in MO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 65649 is worth $281,733 — 2.2% above the Springfield, MO median. Over the past year, values have risen 3.8%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$1,383[3]

#Climate risk

FEMA National Risk Index ratings for Polk County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
1,932[3]
Median household income
$46,516[3]

#Migration

Household moves in and out of Polk County over a year, from IRS tax-return data.

Net migration
+23[5]
Moved in
946
Moved out
923

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
0
High
1
  • FAIR PLAY ELEM.

    Elementary · Grades K–6 · FAIR PLAY R-II

    188 students

  • FAIR PLAY HIGH

    High · Grades 7–12 · FAIR PLAY R-II

    131 students

  • LITTLE STINGERS PRESCHOOL

    Prekindergarten · Grades PK · FAIR PLAY R-II

    17 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,425
Loan principal$225,386
Down payment$56,347
Total interest paid$287,468

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,774
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
75th percentile[1]
Rental yield
[2]
Property tax
28th percentile[3]

Frequently asked

How much is a home worth in ZIP code 65649?
The typical home in 65649 is worth $281,733, based on the Zillow Home Value Index.
Are home values rising in 65649?
Home values in 65649 are up 3.8% over the past year, and up 7.9% a year over five years.
What is the property tax rate in 65649?
The effective property tax rate in 65649 is 0.5% — roughly $1,383 a year on a typical home.
Who lives in 65649?
ZIP code 65649 has a population of 1,932 and a median household income of $46,516.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Morrisville, MO

    Typical home
    $279,510
    Gross yield
  • Pleasant Hope, MO

    Typical home
    $279,350
    Gross yield
  • MO

    Typical home
    $277,483
    Gross yield
  • Willard, MO

    Typical home
    $275,587
    Gross yield
    7.0%
  • MO

    Typical home
    $272,343
    Gross yield
  • Aldrich, MO

    Typical home
    $293,565
    Gross yield

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