HousingHandbookReference data

U.S. ZIP Code · AR71964

Garland County · Hot Springs, AR

Typical home value

$260,013[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.0%
5-year / yr
+6.7%
10-year / yr
+6.7%

Relative price

vs U.S.
-8.5%
vs metro
+2.2%
vs state
+40.4%
ZIP 71964 location in AR
Location of ZIP 71964 in AR

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 71964 is worth $260,013 — 2.2% above the Hot Springs, AR median. Over the past year, values have risen 2.0%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,481[3]

#Climate risk

FEMA National Risk Index ratings for Garland County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
No Rating
Heat wave
Relatively Moderate
Hurricane
Relatively Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
4,572[3]
Median household income
$56,514[3]

#Migration

Household moves in and out of Garland County over a year, from IRS tax-return data.

Net migration
+30[5]
Moved in
2,534
Moved out
2,504

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
3
Middle
1
High
1
  • LAKE HAMILTON HIGH SCHOOL

    High · Grades 10–12 · LAKE HAMILTON SCHOOL DISTRICT

    901 students

  • LAKE HAMILTON JR. HIGH SCHOOL

    Secondary · Grades 8–9 · LAKE HAMILTON SCHOOL DISTRICT

    708 students

  • LAKE HAMILTON PRIMARY SCHOOL

    Elementary · Grades PK–1 · LAKE HAMILTON SCHOOL DISTRICT

    639 students

  • LAKE HAMILTON MIDDLE SCHOOL

    Middle · Grades 6–7 · LAKE HAMILTON SCHOOL DISTRICT

    620 students

  • LAKE HAMILTON INTERM. SCHOOL

    Elementary · Grades 4–5 · LAKE HAMILTON SCHOOL DISTRICT

    608 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,315
Loan principal$208,011
Down payment$52,003
Total interest paid$265,306

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,655
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
71st percentile[1]
Rental yield
[2]
Property tax
86th percentile[3]

Frequently asked

How much is a home worth in ZIP code 71964?
The typical home in 71964 is worth $260,013, based on the Zillow Home Value Index.
Are home values rising in 71964?
Home values in 71964 are up 2.0% over the past year, and up 6.7% a year over five years.
What is the property tax rate in 71964?
The effective property tax rate in 71964 is 0.6% — roughly $1,481 a year on a typical home.
Who lives in 71964?
ZIP code 71964 has a population of 4,572 and a median household income of $56,514.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Hot Springs, AR

    Typical home
    $261,977
    Gross yield
    5.0%
  • Pearcy CDP, AR

    Typical home
    $248,732
    Gross yield
  • Crystal Springs CDP, AR

    Typical home
    $284,894
    Gross yield
  • Hot Springs Village CDP, AR

    Typical home
    $304,908
    Gross yield
    7.3%
  • Hot Springs, AR

    Typical home
    $211,500
    Gross yield
    7.2%
  • Hot Springs Village CDP, AR

    Typical home
    $162,278
    Gross yield

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