HousingHandbookReference data

U.S. ZIP Code · OK74020

Pawnee County · Tulsa, OK

Typical home value

$175,673[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+6.1%
5-year / yr
+7.8%
10-year / yr
+7.3%

Relative price

vs U.S.
-38.2%
vs metro
-21.3%
vs state
-3.8%
ZIP 74020 location in OK
Location of ZIP 74020 in OK

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 74020 is worth $175,673 — 21.3% below the Tulsa, OK median. Over the past year, values have risen 6.1%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,061[3]

#Climate risk

FEMA National Risk Index ratings for Pawnee County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
7,587[3]
Median household income
$63,577[3]

#Migration

Household moves in and out of Pawnee County over a year, from IRS tax-return data.

Net migration
+65[5]
Moved in
527
Moved out
462

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • CLEVELAND HS

    High · Grades 9–12 · CLEVELAND

    492 students

  • CLEVELAND PRIMARY ES

    Elementary · Grades PK–2 · CLEVELAND

    394 students

  • CLEVELAND MS

    Middle · Grades 6–8 · CLEVELAND

    373 students

  • CLEVELAND INTERMEDIATE ES

    Elementary · Grades 3–5 · CLEVELAND

    344 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$888
Loan principal$140,539
Down payment$35,135
Total interest paid$179,249

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,123
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
100th percentile[1]
Rental yield
[2]
Property tax
19th percentile[3]

Frequently asked

How much is a home worth in ZIP code 74020?
The typical home in 74020 is worth $175,673, based on the Zillow Home Value Index.
Are home values rising in 74020?
Home values in 74020 are up 6.1% over the past year, and up 7.8% a year over five years.
What is the property tax rate in 74020?
The effective property tax rate in 74020 is 0.6% — roughly $1,061 a year on a typical home.
Who lives in 74020?
ZIP code 74020 has a population of 7,587 and a median household income of $63,577.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Tulsa, OK

    Typical home
    $174,293
    Gross yield
    9.6%
  • Tulsa, OK

    Typical home
    $181,797
    Gross yield
    8.9%
  • Tulsa, OK

    Typical home
    $183,145
    Gross yield
  • Tulsa, OK

    Typical home
    $186,396
    Gross yield
    7.3%
  • Wagoner, OK

    Typical home
    $188,679
    Gross yield
  • Tulsa, OK

    Typical home
    $162,144
    Gross yield
    9.3%

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