HousingHandbookReference data

U.S. ZIP Code · OK74339

Ottawa County

Typical home value

$70,359[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-14.0%
5-year / yr
+2.3%
10-year / yr
+5.7%

Relative price

vs U.S.
-75.2%
vs metro
vs state
-61.5%
ZIP 74339 location in OK
Location of ZIP 74339 in OK

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 74339 is worth $70,359. Over the past year, values have fallen 14.0%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$420[3]

#Climate risk

FEMA National Risk Index ratings for Ottawa County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively High
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
2,245[3]
Median household income
$34,970[3]

#Migration

Household moves in and out of Ottawa County over a year, from IRS tax-return data.

Net migration
+11[5]
Moved in
782
Moved out
771

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • ALEXANDER ES

    Elementary · Grades PK–5 · COMMERCE

    468 students

  • COMMERCE HS

    High · Grades 9–12 · COMMERCE

    244 students

  • COMMERCE MS

    Middle · Grades 6–8 · COMMERCE

    180 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$356
Loan principal$56,287
Down payment$14,072
Total interest paid$71,792

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$450
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 74339?
The typical home in 74339 is worth $70,359, based on the Zillow Home Value Index.
Are home values rising in 74339?
Home values in 74339 are down 14.0% over the past year, and up 2.3% a year over five years.
What is the property tax rate in 74339?
The effective property tax rate in 74339 is 0.6% — roughly $420 a year on a typical home.
Who lives in 74339?
ZIP code 74339 has a population of 2,245 and a median household income of $34,970.

Compare ZIPs

Pit ZIP 74339 against any other ZIP — full side-by-side table.

Compare 74339

#Jump to section