HousingHandbookReference data

U.S. ZIP Code · OK74401

Muskogee County

Typical home value

$119,882[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.1%
5-year / yr
+4.0%
10-year / yr
+5.2%

Relative price

vs U.S.
-57.8%
vs metro
vs state
-34.3%
ZIP 74401 location in OK
Location of ZIP 74401 in OK

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 74401 is worth $119,882. Over the past year, values have fallen 3.1%. Homes here rent for a typical $913 a month — a 9.1% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$913[2]
Gross yield
9.1%[2]
Cap rate
5.5%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$664[3]

#Climate risk

FEMA National Risk Index ratings for Muskogee County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
15,951[3]
Median household income
$42,294[3]

#Migration

Household moves in and out of Muskogee County over a year, from IRS tax-return data.

Net migration
+94[5]
Moved in
1,595
Moved out
1,501

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
3
Middle
0
High
0
  • SADLER ARTS ACADEMY

    Elementary · Grades K–8 · MUSKOGEE

    423 students

  • CHEROKEE ES

    Elementary · Grades K–5 · MUSKOGEE

    360 students

  • PERSHING ES

    Elementary · Grades PK–5 · MUSKOGEE

    304 students

  • MUSKOGEE EC CTR

    Prekindergarten · Grades PK · MUSKOGEE

    283 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield9.1%
Net yield (after ~40% expenses)5.5%
Annual rent$10,950

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$606
Loan principal$95,906
Down payment$23,976
Total interest paid$122,322

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.83
Monthly cost to own$761
Monthly rent$913

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 74401?
The typical home in 74401 is worth $119,882, based on the Zillow Home Value Index.
Are home values rising in 74401?
Home values in 74401 are down 3.1% over the past year, and up 4.0% a year over five years.
What is the typical rent in 74401?
A typical home in 74401 rents for about $913 a month, a gross rental yield of 9.1%.
What is the property tax rate in 74401?
The effective property tax rate in 74401 is 0.6% — roughly $664 a year on a typical home.
Who lives in 74401?
ZIP code 74401 has a population of 15,951 and a median household income of $42,294.

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