HousingHandbookReference data

U.S. ZIP Code · OK74434

Muskogee County

Typical home value

$232,052[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.7%
5-year / yr
+6.4%
10-year / yr
+5.3%

Relative price

vs U.S.
-18.3%
vs metro
vs state
+27.1%
ZIP 74434 location in OK
Location of ZIP 74434 in OK

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 74434 is worth $232,052. Over the past year, values have risen 2.7%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,374[3]

#Climate risk

FEMA National Risk Index ratings for Muskogee County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
9,611[3]
Median household income
$73,363[3]

#Migration

Household moves in and out of Muskogee County over a year, from IRS tax-return data.

Net migration
+94[5]
Moved in
1,595
Moved out
1,501

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • FORT GIBSON HS

    High · Grades 9–12 · FORT GIBSON

    534 students

  • FORT GIBSON EARLY LRNING CTR

    Elementary · Grades PK–2 · FORT GIBSON

    450 students

  • FORT GIBSON MS

    Middle · Grades 6–8 · FORT GIBSON

    394 students

  • FORT GIBSON INTERMEDIATE ES

    Elementary · Grades 3–5 · FORT GIBSON

    375 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,173
Loan principal$185,642
Down payment$46,410
Total interest paid$236,776

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,481
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 74434?
The typical home in 74434 is worth $232,052, based on the Zillow Home Value Index.
Are home values rising in 74434?
Home values in 74434 are up 2.7% over the past year, and up 6.4% a year over five years.
What is the property tax rate in 74434?
The effective property tax rate in 74434 is 0.6% — roughly $1,374 a year on a typical home.
Who lives in 74434?
ZIP code 74434 has a population of 9,611 and a median household income of $73,363.

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Pit ZIP 74434 against any other ZIP — full side-by-side table.

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