HousingHandbookReference data

U.S. ZIP Code · OK74441

Cherokee County

Typical home value

$211,733[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+5.6%
5-year / yr
+6.4%
10-year / yr
+6.8%

Relative price

vs U.S.
-25.5%
vs metro
vs state
+16.0%
ZIP 74441 location in OK
Location of ZIP 74441 in OK

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 74441 is worth $211,733. Over the past year, values have risen 5.6%. The effective property tax rate is 0.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.4%[3]
Typical annual tax
$881[3]

#Climate risk

FEMA National Risk Index ratings for Cherokee County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
5,564[3]
Median household income
$52,758[3]

#Migration

Household moves in and out of Cherokee County over a year, from IRS tax-return data.

Net migration
+78[5]
Moved in
1,202
Moved out
1,124

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
3
Middle
1
High
1
  • HULBERT ES

    Elementary · Grades PK–5 · HULBERT

    241 students

  • HULBERT JR-SR HS (SR)

    High · Grades 9–12 · HULBERT

    185 students

  • NORWOOD PUBLIC SCHOOL

    Elementary · Grades PK–8 · NORWOOD

    147 students

  • SHADY GROVE PUBLIC SCHOOL

    Elementary · Grades PK–8 · SHADY GROVE

    131 students

  • HULBERT MS

    Middle · Grades 6–8 · HULBERT

    118 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,071
Loan principal$169,387
Down payment$42,347
Total interest paid$216,043

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,321
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 74441?
The typical home in 74441 is worth $211,733, based on the Zillow Home Value Index.
Are home values rising in 74441?
Home values in 74441 are up 5.6% over the past year, and up 6.4% a year over five years.
What is the property tax rate in 74441?
The effective property tax rate in 74441 is 0.4% — roughly $881 a year on a typical home.
Who lives in 74441?
ZIP code 74441 has a population of 5,564 and a median household income of $52,758.

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