HousingHandbookReference data

U.S. ZIP Code · OK74601

Kay County

Typical home value

$88,744[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.4%
5-year / yr
+4.1%
10-year / yr
+4.3%

Relative price

vs U.S.
-68.8%
vs metro
vs state
-51.4%
ZIP 74601 location in OK
Location of ZIP 74601 in OK

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 74601 is worth $88,744. Over the past year, values have risen 3.4%. Homes here rent for a typical $748 a month — a 10.1% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$748[2]
Gross yield
10.1%[2]
Cap rate
6.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$587[3]

#Climate risk

FEMA National Risk Index ratings for Kay County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
18,916[3]
Median household income
$52,067[3]

#Migration

Household moves in and out of Kay County over a year, from IRS tax-return data.

Net migration
-24[5]
Moved in
911
Moved out
935

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
9
Elementary
5
Middle
2
High
1
  • PONCA CITY HS

    High · Grades 9–12 · PONCA CITY

    1,456 students

  • PONCA CITY WEST MS

    Middle · Grades 6–7 · PONCA CITY

    628 students

  • PONCA CITY EAST MS

    Middle · Grades 8 · PONCA CITY

    386 students

  • LINCOLN ES

    Elementary · Grades K–5 · PONCA CITY

    357 students

  • UNION ES

    Elementary · Grades K–5 · PONCA CITY

    284 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield10.1%
Net yield (after ~40% expenses)6.1%
Annual rent$8,977

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$449
Loan principal$70,996
Down payment$17,749
Total interest paid$90,551

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.76
Monthly cost to own$572
Monthly rent$748

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 74601?
The typical home in 74601 is worth $88,744, based on the Zillow Home Value Index.
Are home values rising in 74601?
Home values in 74601 are up 3.4% over the past year, and up 4.1% a year over five years.
What is the typical rent in 74601?
A typical home in 74601 rents for about $748 a month, a gross rental yield of 10.1%.
What is the property tax rate in 74601?
The effective property tax rate in 74601 is 0.7% — roughly $587 a year on a typical home.
Who lives in 74601?
ZIP code 74601 has a population of 18,916 and a median household income of $52,067.

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