HousingHandbookReference data

U.S. ZIP Code · OK74604

Osage County · Tulsa, OK

Typical home value

$218,813[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.3%
5-year / yr
+5.0%
10-year / yr
+4.6%

Relative price

vs U.S.
-23.0%
vs metro
-1.9%
vs state
+19.9%
ZIP 74604 location in OK
Location of ZIP 74604 in OK

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 74604 is worth $218,813 — 1.9% below the Tulsa, OK median. Over the past year, values have risen 4.3%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$1,495[3]

#Climate risk

FEMA National Risk Index ratings for Osage County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
12,189[3]
Median household income
$80,331[3]

#Migration

Household moves in and out of Osage County over a year, from IRS tax-return data.

Net migration
+184[5]
Moved in
1,531
Moved out
1,347

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
4
Middle
0
High
0
  • MCCORD PUBLIC SCHOOL

    Elementary · Grades PK–6 · MCCORD

    308 students

  • E. M. TROUT ES

    Elementary · Grades K–5 · PONCA CITY

    271 students

  • WOODLANDS ES

    Elementary · Grades K–5 · PONCA CITY

    267 students

  • KILDARE PUBLIC SCHOOL

    Elementary · Grades PK–8 · KILDARE

    110 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,106
Loan principal$175,051
Down payment$43,763
Total interest paid$223,267

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,413
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
23rd percentile[1]
Rental yield
[2]
Property tax
37th percentile[3]

Frequently asked

How much is a home worth in ZIP code 74604?
The typical home in 74604 is worth $218,813, based on the Zillow Home Value Index.
Are home values rising in 74604?
Home values in 74604 are up 4.3% over the past year, and up 5.0% a year over five years.
What is the property tax rate in 74604?
The effective property tax rate in 74604 is 0.7% — roughly $1,495 a year on a typical home.
Who lives in 74604?
ZIP code 74604 has a population of 12,189 and a median household income of $80,331.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Kellyville, OK

    Typical home
    $222,023
    Gross yield
  • Jennings, OK

    Typical home
    $222,992
    Gross yield
  • Mannford, OK

    Typical home
    $223,133
    Gross yield
  • Sapulpa, OK

    Typical home
    $212,707
    Gross yield
    7.0%
  • Bushyhead CDP, OK

    Typical home
    $211,767
    Gross yield
  • Tulsa, OK

    Typical home
    $229,101
    Gross yield
    6.9%

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