U.S. ZIP Code · OK74820
Pontotoc County
Appreciation
- 1-year
- +4.4%
- 5-year / yr
- +5.6%
- 10-year / yr
- +5.1%
Relative price
- vs U.S.
- -34.4%
- vs metro
- —
- vs state
- +2.0%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 74820 is worth $186,213. Over the past year, values have risen 4.4%. Homes here rent for a typical $1,086 a month — a 7.0% gross rental yield. The effective property tax rate is 0.6%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Pontotoc County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively Low[4]
- Riverine flood
- Relatively Low
- Coastal flood
- Not Applicable
- Wildfire
- Relatively Moderate
- Drought
- Relatively Moderate
- Heat wave
- Relatively Moderate
- Hurricane
- Very Low
- Tornado
- Relatively Moderate
- Earthquake
- Very Low
- Winter weather
- Relatively Moderate
#Who lives here
#Migration
Household moves in and out of Pontotoc County over a year, from IRS tax-return data.
- Net migration
- +56[5]
- Moved in
- 942
- Moved out
- 886
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 16
- Elementary
- 7
- Middle
- 5
- High
- 4
ADA JHS
Middle · Grades 7–9 · ADA
581 students
ADA HS
High · Grades 10–12 · ADA
546 students
LATTA ES
Elementary · Grades PK–5 · LATTA
467 students
HOMER ES
Elementary · Grades PK–3 · BYNG
460 students
HAYES ES
Elementary · Grades 1–2 · ADA
435 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
Owning and renting are roughly even.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 74820?
- The typical home in 74820 is worth $186,213, based on the Zillow Home Value Index.
- Are home values rising in 74820?
- Home values in 74820 are up 4.4% over the past year, and up 5.6% a year over five years.
- What is the typical rent in 74820?
- A typical home in 74820 rents for about $1,086 a month, a gross rental yield of 7.0%.
- What is the property tax rate in 74820?
- The effective property tax rate in 74820 is 0.6% — roughly $1,166 a year on a typical home.
- Who lives in 74820?
- ZIP code 74820 has a population of 31,943 and a median household income of $62,357.
Compare ZIPs
Pit ZIP 74820 against any other ZIP — full side-by-side table.
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