HousingHandbookReference data

U.S. ZIP Code · OK74851

Pottawatomie County

Typical home value

$231,308[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.0%
5-year / yr
+6.6%
10-year / yr
+6.9%

Relative price

vs U.S.
-18.6%
vs metro
vs state
+26.7%
ZIP 74851 location in OK
Location of ZIP 74851 in OK

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 74851 is worth $231,308. Over the past year, values have risen 3.0%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,321[3]

#Climate risk

FEMA National Risk Index ratings for Pottawatomie County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
11,489[3]
Median household income
$74,438[3]

#Migration

Household moves in and out of Pottawatomie County over a year, from IRS tax-return data.

Net migration
+237[5]
Moved in
2,058
Moved out
1,821

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
9
Elementary
4
Middle
3
High
2
  • MCLOUD HS

    High · Grades 9–12 · MCLOUD

    514 students

  • DALE ES

    Elementary · Grades PK–5 · DALE

    410 students

  • MCLOUD INTERMEDIATE SCHOOL

    Middle · Grades 4–6 · MCLOUD

    339 students

  • MCLOUD EARLY CHILDHOOD CENTER

    Elementary · Grades PK–1 · MCLOUD

    297 students

  • MCLOUD JHS

    Middle · Grades 7–8 · MCLOUD

    242 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,170
Loan principal$185,047
Down payment$46,262
Total interest paid$236,017

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,472
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 74851?
The typical home in 74851 is worth $231,308, based on the Zillow Home Value Index.
Are home values rising in 74851?
Home values in 74851 are up 3.0% over the past year, and up 6.6% a year over five years.
What is the property tax rate in 74851?
The effective property tax rate in 74851 is 0.6% — roughly $1,321 a year on a typical home.
Who lives in 74851?
ZIP code 74851 has a population of 11,489 and a median household income of $74,438.

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Pit ZIP 74851 against any other ZIP — full side-by-side table.

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