HousingHandbookReference data

U.S. ZIP Code · OK74881

Lincoln County · Oklahoma City, OK

Typical home value

$190,787[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.6%
5-year / yr
+5.6%
10-year / yr
+6.8%

Relative price

vs U.S.
-32.8%
vs metro
-15.0%
vs state
+4.5%
ZIP 74881 location in OK
Location of ZIP 74881 in OK

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 74881 is worth $190,787 — 15.0% below the Oklahoma City, OK median. Over the past year, values have risen 4.6%. The effective property tax rate is 0.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.2%[3]
Typical annual tax
$399[3]

#Climate risk

FEMA National Risk Index ratings for Lincoln County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
5,297[3]
Median household income
$60,923[3]

#Migration

Household moves in and out of Lincoln County over a year, from IRS tax-return data.

Net migration
+109[5]
Moved in
1,040
Moved out
931

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • WELLSTON ES

    Elementary · Grades PK–5 · WELLSTON

    241 students

  • WELLSTON HS

    High · Grades 9–12 · WELLSTON

    131 students

  • WELLSTON MS

    Middle · Grades 6–8 · WELLSTON

    108 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$965
Loan principal$152,630
Down payment$38,157
Total interest paid$194,671

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,157
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
62nd percentile[1]
Rental yield
[2]
Property tax
0th percentile[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 74881?
The typical home in 74881 is worth $190,787, based on the Zillow Home Value Index.
Are home values rising in 74881?
Home values in 74881 are up 4.6% over the past year, and up 5.6% a year over five years.
What is the property tax rate in 74881?
The effective property tax rate in 74881 is 0.2% — roughly $399 a year on a typical home.
Who lives in 74881?
ZIP code 74881 has a population of 5,297 and a median household income of $60,923.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Oklahoma City, OK

    Typical home
    $190,955
    Gross yield
    7.4%
  • Warr Acres, OK

    Typical home
    $191,763
    Gross yield
    7.4%
  • Oklahoma City, OK

    Typical home
    $192,623
    Gross yield
    6.1%
  • Oklahoma City, OK

    Typical home
    $192,902
    Gross yield
    7.1%
  • Prague, OK

    Typical home
    $194,130
    Gross yield
  • El Reno, OK

    Typical home
    $194,287
    Gross yield
    7.8%

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