HousingHandbookReference data

U.S. ZIP Code · TX75440

Rains County

Typical home value

$312,825[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.7%
5-year / yr
+4.5%
10-year / yr
+6.9%

Relative price

vs U.S.
+10.1%
vs metro
vs state
+19.5%
ZIP 75440 location in TX
Location of ZIP 75440 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 75440 is worth $312,825. Over the past year, values have risen 1.7%. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$3,322[3]

#Climate risk

FEMA National Risk Index ratings for Rains County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
7,846[3]
Median household income
$65,232[3]

#Migration

Household moves in and out of Rains County over a year, from IRS tax-return data.

Net migration
+117[5]
Moved in
476
Moved out
359

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • RAINS H S

    High · Grades 9–12 · RAINS ISD

    522 students

  • RAINS EL

    Elementary · Grades PK–2 · RAINS ISD

    427 students

  • RAINS J H

    Middle · Grades 6–8 · RAINS ISD

    414 students

  • RAINS INT

    Elementary · Grades 3–5 · RAINS ISD

    375 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,582
Loan principal$250,260
Down payment$62,565
Total interest paid$319,193

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,119
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 75440?
The typical home in 75440 is worth $312,825, based on the Zillow Home Value Index.
Are home values rising in 75440?
Home values in 75440 are up 1.7% over the past year, and up 4.5% a year over five years.
What is the property tax rate in 75440?
The effective property tax rate in 75440 is 1.1% — roughly $3,322 a year on a typical home.
Who lives in 75440?
ZIP code 75440 has a population of 7,846 and a median household income of $65,232.

Compare ZIPs

Pit ZIP 75440 against any other ZIP — full side-by-side table.

Compare 75440

#Jump to section