HousingHandbookReference data

U.S. ZIP Code · TX75491

Grayson County · Sherman-Denison, TX

Typical home value

$345,662[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.0%
5-year / yr
+4.3%
10-year / yr
+7.6%

Relative price

vs U.S.
+21.7%
vs metro
≈ metro median
vs state
+32.1%
ZIP 75491 location in TX
Location of ZIP 75491 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 75491 is worth $345,662. Over the past year, values have fallen 3.0%. The effective property tax rate is 1.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.3%[3]
Typical annual tax
$4,368[3]

#Climate risk

FEMA National Risk Index ratings for Grayson County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Relatively High
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
5,471[3]
Median household income
$79,386[3]

#Migration

Household moves in and out of Grayson County over a year, from IRS tax-return data.

Net migration
+1,026[5]
Moved in
5,006
Moved out
3,980

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • WHITEWRIGHT EL

    Elementary · Grades PK–5 · WHITEWRIGHT ISD

    365 students

  • WHITEWRIGHT H S

    High · Grades 9–12 · WHITEWRIGHT ISD

    244 students

  • WHITEWRIGHT MIDDLE

    Middle · Grades 6–8 · WHITEWRIGHT ISD

    185 students

  • QUEST COLLEGIATE ACADEMY-WHITEWRIGHT

    Elementary · Grades PK–6 · TEXAS COLLEGE PREPARATORY ACADEMIES

    113 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,748
Loan principal$276,530
Down payment$69,132
Total interest paid$352,699

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,399
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
46th percentile[1]
Rental yield
[2]
Property tax
85th percentile[3]

Frequently asked

How much is a home worth in ZIP code 75491?
The typical home in 75491 is worth $345,662, based on the Zillow Home Value Index.
Are home values rising in 75491?
Home values in 75491 are down 3.0% over the past year, and up 4.3% a year over five years.
What is the property tax rate in 75491?
The effective property tax rate in 75491 is 1.3% — roughly $4,368 a year on a typical home.
Who lives in 75491?
ZIP code 75491 has a population of 5,471 and a median household income of $79,386.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Preston CDP, TX

    Typical home
    $344,772
    Gross yield
  • Whitesboro, TX

    Typical home
    $351,979
    Gross yield
  • Bells, TX

    Typical home
    $366,658
    Gross yield
  • Howe, TX

    Typical home
    $305,213
    Gross yield
  • Collinsville, TX

    Typical home
    $386,435
    Gross yield
  • Gunter, TX

    Typical home
    $387,722
    Gross yield

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