HousingHandbookReference data

U.S. ZIP Code · TX75645

Upshur County · Longview, TX

Typical home value

$273,388[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.6%
5-year / yr
+5.4%
10-year / yr
+5.6%

Relative price

vs U.S.
-3.8%
vs metro
+25.7%
vs state
+4.4%
ZIP 75645 location in TX
Location of ZIP 75645 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 75645 is worth $273,388 — 25.7% above the Longview, TX median. Over the past year, values have fallen 0.6%. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$2,987[3]

#Climate risk

FEMA National Risk Index ratings for Upshur County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively Low
Tornado
Relatively High
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
10,400[3]
Median household income
$57,438[3]

#Migration

Household moves in and out of Upshur County over a year, from IRS tax-return data.

Net migration
+264[5]
Moved in
1,527
Moved out
1,263

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,382
Loan principal$218,710
Down payment$54,678
Total interest paid$278,953

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,859
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
71st percentile[1]
Rental yield
[2]
Property tax
80th percentile[3]

Frequently asked

How much is a home worth in ZIP code 75645?
The typical home in 75645 is worth $273,388, based on the Zillow Home Value Index.
Are home values rising in 75645?
Home values in 75645 are down 0.6% over the past year, and up 5.4% a year over five years.
What is the property tax rate in 75645?
The effective property tax rate in 75645 is 1.1% — roughly $2,987 a year on a typical home.
Who lives in 75645?
ZIP code 75645 has a population of 10,400 and a median household income of $57,438.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Ore City, TX

    Typical home
    $284,199
    Gross yield
  • Longview, TX

    Typical home
    $287,735
    Gross yield
    4.8%
  • Hallsville, TX

    Typical home
    $291,121
    Gross yield
    6.7%
  • Tatum, TX

    Typical home
    $251,219
    Gross yield
  • White Oak, TX

    Typical home
    $247,119
    Gross yield
  • Lake Cherokee CDP, TX

    Typical home
    $241,911
    Gross yield

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