HousingHandbookReference data

U.S. ZIP Code · TX75961

Nacogdoches County

Typical home value

$191,192[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.2%
5-year / yr
+4.0%
10-year / yr
+4.7%

Relative price

vs U.S.
-32.7%
vs metro
vs state
-27.0%
ZIP 75961 location in TX
Location of ZIP 75961 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 75961 is worth $191,192. Over the past year, values have fallen 0.2%. Homes here rent for a typical $860 a month — a 5.4% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$860[2]
Gross yield
5.4%[2]
Cap rate
3.2%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$1,296[3]

#Climate risk

FEMA National Risk Index ratings for Nacogdoches County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively Moderate
Tornado
Relatively High
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
15,183[3]
Median household income
$41,495[3]

#Migration

Household moves in and out of Nacogdoches County over a year, from IRS tax-return data.

Net migration
-19[5]
Moved in
1,619
Moved out
1,638

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
4
Middle
1
High
0
  • MCMICHAEL MIDDLE

    Middle · Grades 6–8 · NACOGDOCHES ISD

    1,338 students

  • MIKE MOSES EL

    Elementary · Grades K–5 · NACOGDOCHES ISD

    506 students

  • THOMAS J RUSK EL

    Elementary · Grades K–5 · NACOGDOCHES ISD

    466 students

  • RAGUET EL

    Elementary · Grades K–5 · NACOGDOCHES ISD

    444 students

  • EMELINE CARPENTER EL

    Elementary · Grades K–5 · NACOGDOCHES ISD

    357 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.4%
Net yield (after ~40% expenses)3.2%
Annual rent$10,320

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$967
Loan principal$152,953
Down payment$38,238
Total interest paid$195,084

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.44
Monthly cost to own$1,234
Monthly rent$860

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 75961?
The typical home in 75961 is worth $191,192, based on the Zillow Home Value Index.
Are home values rising in 75961?
Home values in 75961 are down 0.2% over the past year, and up 4.0% a year over five years.
What is the typical rent in 75961?
A typical home in 75961 rents for about $860 a month, a gross rental yield of 5.4%.
What is the property tax rate in 75961?
The effective property tax rate in 75961 is 0.7% — roughly $1,296 a year on a typical home.
Who lives in 75961?
ZIP code 75961 has a population of 15,183 and a median household income of $41,495.

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