HousingHandbookReference data

U.S. ZIP Code · TX76577

Milam County

Typical home value

$397,665[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.2%
5-year / yr
+4.8%
10-year / yr
+6.7%

Relative price

vs U.S.
+40.0%
vs metro
vs state
+51.9%
ZIP 76577 location in TX
Location of ZIP 76577 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 76577 is worth $397,665. Over the past year, values have risen 2.2%. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$3,344[3]

#Climate risk

FEMA National Risk Index ratings for Milam County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
3,128[3]
Median household income
$64,107[3]

#Migration

Household moves in and out of Milam County over a year, from IRS tax-return data.

Net migration
+119[5]
Moved in
772
Moved out
653

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • THORNDALE EL

    Elementary · Grades PK–5 · THORNDALE ISD

    253 students

  • THORNDALE H S

    High · Grades 9–12 · THORNDALE ISD

    204 students

  • THORNDALE MIDDLE

    Middle · Grades 6–8 · THORNDALE ISD

    141 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,011
Loan principal$318,132
Down payment$79,533
Total interest paid$405,760

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,621
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 76577?
The typical home in 76577 is worth $397,665, based on the Zillow Home Value Index.
Are home values rising in 76577?
Home values in 76577 are up 2.2% over the past year, and up 4.8% a year over five years.
What is the property tax rate in 76577?
The effective property tax rate in 76577 is 0.8% — roughly $3,344 a year on a typical home.
Who lives in 76577?
ZIP code 76577 has a population of 3,128 and a median household income of $64,107.

Compare ZIPs

Pit ZIP 76577 against any other ZIP — full side-by-side table.

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