U.S. ZIP Code · TX76645
Hill County
Appreciation
- 1-year
- -3.8%
- 5-year / yr
- +5.1%
- 10-year / yr
- +8.4%
Relative price
- vs U.S.
- -26.8%
- vs metro
- —
- vs state
- -20.6%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 76645 is worth $207,856. Over the past year, values have fallen 3.8%. Homes here rent for a typical $1,065 a month — a 6.1% gross rental yield. The effective property tax rate is 1.1%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Hill County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively Low[4]
- Riverine flood
- Relatively Low
- Coastal flood
- Not Applicable
- Wildfire
- Relatively Low
- Drought
- Relatively Moderate
- Heat wave
- Relatively Low
- Hurricane
- Relatively Low
- Tornado
- Relatively Moderate
- Earthquake
- Very Low
- Winter weather
- Very Low
#Who lives here
#Migration
Household moves in and out of Hill County over a year, from IRS tax-return data.
- Net migration
- +249[5]
- Moved in
- 1,330
- Moved out
- 1,081
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 7
- Elementary
- 1
- Middle
- 2
- High
- 2
HILLSBORO EL
Elementary · Grades PK–3 · HILLSBORO ISD
614 students
HILLSBORO H S
High · Grades 9–12 · HILLSBORO ISD
597 students
HILLSBORO INT
Middle · Grades 4–6 · HILLSBORO ISD
440 students
HILLSBORO J H
Middle · Grades 7–8 · HILLSBORO ISD
274 students
HILL CO J J A E P
Secondary · Grades 9–11 · HILLSBORO ISD
4 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
Renting is meaningfully cheaper month-to-month.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 76645?
- The typical home in 76645 is worth $207,856, based on the Zillow Home Value Index.
- Are home values rising in 76645?
- Home values in 76645 are down 3.8% over the past year, and up 5.1% a year over five years.
- What is the typical rent in 76645?
- A typical home in 76645 rents for about $1,065 a month, a gross rental yield of 6.1%.
- What is the property tax rate in 76645?
- The effective property tax rate in 76645 is 1.1% — roughly $2,220 a year on a typical home.
- Who lives in 76645?
- ZIP code 76645 has a population of 11,494 and a median household income of $63,737.
Compare ZIPs
Pit ZIP 76645 against any other ZIP — full side-by-side table.
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