HousingHandbookReference data

U.S. ZIP Code · TX76681

Navarro County

Typical home value

$218,987[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.9%
5-year / yr
10-year / yr

Relative price

vs U.S.
-22.9%
vs metro
vs state
-16.3%
ZIP 76681 location in TX
Location of ZIP 76681 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 76681 is worth $218,987. Over the past year, values have risen 3.9%. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$2,116[3]

#Climate risk

FEMA National Risk Index ratings for Navarro County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Relatively Moderate
Hurricane
Relatively Low
Tornado
Relatively High
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
674[3]
Median household income
$72,530[3]

#Migration

Household moves in and out of Navarro County over a year, from IRS tax-return data.

Net migration
+276[5]
Moved in
1,580
Moved out
1,304

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,107
Loan principal$175,189
Down payment$43,797
Total interest paid$223,444

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,467
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 76681?
The typical home in 76681 is worth $218,987, based on the Zillow Home Value Index.
Are home values rising in 76681?
Home values in 76681 are up 3.9% over the past year.
What is the property tax rate in 76681?
The effective property tax rate in 76681 is 1.0% — roughly $2,116 a year on a typical home.
Who lives in 76681?
ZIP code 76681 has a population of 674 and a median household income of $72,530.

Compare ZIPs

Pit ZIP 76681 against any other ZIP — full side-by-side table.

Compare 76681

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