HousingHandbookReference data

U.S. ZIP Code · TX77028

Harris County · Houston-Pasadena-The Woodlands, TX

Typical home value

$161,355[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-5.5%
5-year / yr
+0.8%
10-year / yr
+6.1%

Relative price

vs U.S.
-43.2%
vs metro
-41.4%
vs state
-38.4%
ZIP 77028 location in TX
Location of ZIP 77028 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 77028 is worth $161,355 — 41.4% below the Houston-Pasadena-The Woodlands, TX median. Over the past year, values have fallen 5.5%. Homes here rent for a typical $1,648 a month — a 12.3% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,648[2]
Gross yield
12.3%[2]
Cap rate
7.4%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$1,327[3]

#Climate risk

FEMA National Risk Index ratings for Harris County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very High[4]
Riverine flood
Very High
Coastal flood
Relatively High
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Very High
Hurricane
Very High
Tornado
Very High
Earthquake
Relatively Moderate
Winter weather
Relatively High

#Who lives here

Population
19,109[3]
Median household income
$38,357[3]

#Migration

Household moves in and out of Harris County over a year, from IRS tax-return data.

Net migration
-7,225[5]
Moved in
94,726
Moved out
101,951

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
4
Middle
0
High
1
  • KASHMERE H S

    High · Grades 9–12 · HOUSTON ISD

    640 students

  • HILLIARD EL

    Elementary · Grades PK–5 · HOUSTON ISD

    592 students

  • ELMORE EL

    Elementary · Grades PK–5 · HOUSTON ISD

    508 students

  • THE VARNETT SCHOOL - NORTHEAST

    Elementary · Grades PK–8 · THE VARNETT PUBLIC SCHOOL

    369 students

  • MCGOWEN EL

    Elementary · Grades PK–5 · HOUSTON ISD

    352 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield12.3%
Net yield (after ~40% expenses)7.4%
Annual rent$19,773

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$816
Loan principal$129,084
Down payment$32,271
Total interest paid$164,640

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio0.64
Monthly cost to own$1,061
Monthly rent$1,648

Owning is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
6th percentile[1]
Rental yield
98th percentile[2]
Property tax
5th percentile[3]

Frequently asked

How much is a home worth in ZIP code 77028?
The typical home in 77028 is worth $161,355, based on the Zillow Home Value Index.
Are home values rising in 77028?
Home values in 77028 are down 5.5% over the past year, and up 0.8% a year over five years.
What is the typical rent in 77028?
A typical home in 77028 rents for about $1,648 a month, a gross rental yield of 12.3%.
What is the property tax rate in 77028?
The effective property tax rate in 77028 is 0.8% — roughly $1,327 a year on a typical home.
Who lives in 77028?
ZIP code 77028 has a population of 19,109 and a median household income of $38,357.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Houston, TX

    Typical home
    $160,568
    Gross yield
    12.3%
  • Houston, TX

    Typical home
    $163,219
    Gross yield
    15.0%
  • Pasadena, TX

    Typical home
    $163,446
    Gross yield
    9.3%
  • Galena Park, TX

    Typical home
    $163,947
    Gross yield
  • Houston, TX

    Typical home
    $165,230
    Gross yield
    7.6%
  • Houston, TX

    Typical home
    $166,051
    Gross yield
    9.2%

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