HousingHandbookReference data

U.S. ZIP Code · TX77086

Harris County · Houston-Pasadena-The Woodlands, TX

Typical home value

$220,502[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.1%
5-year / yr
+4.1%
10-year / yr
+6.1%

Relative price

vs U.S.
-22.4%
vs metro
-19.9%
vs state
-15.8%
ZIP 77086 location in TX
Location of ZIP 77086 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 77086 is worth $220,502 — 19.9% below the Houston-Pasadena-The Woodlands, TX median. Over the past year, values have fallen 2.1%. Homes here rent for a typical $1,241 a month — a 6.8% gross rental yield. The effective property tax rate is 1.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,241[2]
Gross yield
6.8%[2]
Cap rate
4.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.3%[3]
Typical annual tax
$2,812[3]

#Climate risk

FEMA National Risk Index ratings for Harris County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very High[4]
Riverine flood
Very High
Coastal flood
Relatively High
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Very High
Hurricane
Very High
Tornado
Very High
Earthquake
Relatively Moderate
Winter weather
Relatively High

#Who lives here

Population
28,653[3]
Median household income
$58,200[3]

#Migration

Household moves in and out of Harris County over a year, from IRS tax-return data.

Net migration
-7,225[5]
Moved in
94,726
Moved out
101,951

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
5
Middle
1
High
0
  • SHOTWELL MIDDLE

    Middle · Grades 6–8 · ALDINE ISD

    929 students

  • KUJAWA EC/PK/K

    Elementary · Grades PK–K · ALDINE ISD

    635 students

  • CARMICHAEL EL

    Elementary · Grades 1–5 · ALDINE ISD

    581 students

  • KUJAWA EL

    Elementary · Grades 1–5 · ALDINE ISD

    556 students

  • MCDOUGLE EL

    Elementary · Grades PK–5 · KLEIN ISD

    538 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.8%
Net yield (after ~40% expenses)4.1%
Annual rent$14,892

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,115
Loan principal$176,401
Down payment$44,100
Total interest paid$224,990

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.24
Monthly cost to own$1,534
Monthly rent$1,241

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
74th percentile[1]
Rental yield
55th percentile[2]
Property tax
35th percentile[3]

Frequently asked

How much is a home worth in ZIP code 77086?
The typical home in 77086 is worth $220,502, based on the Zillow Home Value Index.
Are home values rising in 77086?
Home values in 77086 are down 2.1% over the past year, and up 4.1% a year over five years.
What is the typical rent in 77086?
A typical home in 77086 rents for about $1,241 a month, a gross rental yield of 6.8%.
What is the property tax rate in 77086?
The effective property tax rate in 77086 is 1.3% — roughly $2,812 a year on a typical home.
Who lives in 77086?
ZIP code 77086 has a population of 28,653 and a median household income of $58,200.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Houston, TX

    Typical home
    $219,972
    Gross yield
    9.5%
  • Hull CDP, TX

    Typical home
    $221,825
    Gross yield
  • Houston, TX

    Typical home
    $221,864
    Gross yield
    6.6%
  • Houston, TX

    Typical home
    $218,556
    Gross yield
    9.5%
  • Bacliff CDP, TX

    Typical home
    $217,424
    Gross yield
    9.3%
  • Houston, TX

    Typical home
    $217,283
    Gross yield
    9.6%

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