HousingHandbookReference data

U.S. ZIP Code · TX77095

Harris County · Houston-Pasadena-The Woodlands, TX

Typical home value

$327,920[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.3%
5-year / yr
+4.3%
10-year / yr
+4.5%

Relative price

vs U.S.
+15.4%
vs metro
+19.1%
vs state
+25.3%
ZIP 77095 location in TX
Location of ZIP 77095 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 77095 is worth $327,920 — 19.1% above the Houston-Pasadena-The Woodlands, TX median. Over the past year, values have fallen 2.3%. Homes here rent for a typical $1,540 a month — a 5.6% gross rental yield. The effective property tax rate is 1.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,540[2]
Gross yield
5.6%[2]
Cap rate
3.4%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.4%[3]
Typical annual tax
$4,695[3]

#Climate risk

FEMA National Risk Index ratings for Harris County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very High[4]
Riverine flood
Very High
Coastal flood
Relatively High
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Very High
Hurricane
Very High
Tornado
Very High
Earthquake
Relatively Moderate
Winter weather
Relatively High

#Who lives here

Population
69,767[3]
Median household income
$91,594[3]

#Migration

Household moves in and out of Harris County over a year, from IRS tax-return data.

Net migration
-7,225[5]
Moved in
94,726
Moved out
101,951

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
10
Elementary
6
Middle
2
High
2
  • CYPRESS FALLS H S

    High · Grades 9–12 · CYPRESS-FAIRBANKS ISD

    2,989 students

  • LANGHAM CREEK H S

    High · Grades 9–12 · CYPRESS-FAIRBANKS ISD

    2,871 students

  • ARAGON MIDDLE

    Middle · Grades 6–8 · CYPRESS-FAIRBANKS ISD

    1,480 students

  • LABAY MIDDLE

    Middle · Grades 6–8 · CYPRESS-FAIRBANKS ISD

    1,110 students

  • BIRKES EL

    Elementary · Grades PK–5 · CYPRESS-FAIRBANKS ISD

    1,006 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.6%
Net yield (after ~40% expenses)3.4%
Annual rent$18,476

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,658
Loan principal$262,336
Down payment$65,584
Total interest paid$334,596

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.51
Monthly cost to own$2,322
Monthly rent$1,540

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
78th percentile[1]
Rental yield
33rd percentile[2]
Property tax
56th percentile[3]

Frequently asked

How much is a home worth in ZIP code 77095?
The typical home in 77095 is worth $327,920, based on the Zillow Home Value Index.
Are home values rising in 77095?
Home values in 77095 are down 2.3% over the past year, and up 4.3% a year over five years.
What is the typical rent in 77095?
A typical home in 77095 rents for about $1,540 a month, a gross rental yield of 5.6%.
What is the property tax rate in 77095?
The effective property tax rate in 77095 is 1.4% — roughly $4,695 a year on a typical home.
Who lives in 77095?
ZIP code 77095 has a population of 69,767 and a median household income of $91,594.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Sugar Land, TX

    Typical home
    $327,429
    Gross yield
    6.7%
  • TX

    Typical home
    $327,257
    Gross yield
  • Santa Fe, TX

    Typical home
    $328,677
    Gross yield
  • Wallis, TX

    Typical home
    $330,824
    Gross yield
  • Conroe, TX

    Typical home
    $330,827
    Gross yield
    7.7%
  • Houston, TX

    Typical home
    $332,482
    Gross yield
    4.4%

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