HousingHandbookReference data

U.S. ZIP Code · TX77414

Matagorda County

Typical home value

$197,498[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.2%
5-year / yr
+3.1%
10-year / yr
+3.7%

Relative price

vs U.S.
-30.5%
vs metro
vs state
-24.5%
ZIP 77414 location in TX
Location of ZIP 77414 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 77414 is worth $197,498. Over the past year, values have risen 2.2%. Homes here rent for a typical $975 a month — a 5.9% gross rental yield. The effective property tax rate is 1.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$975[2]
Gross yield
5.9%[2]
Cap rate
3.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.3%[3]
Typical annual tax
$2,582[3]

#Climate risk

FEMA National Risk Index ratings for Matagorda County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Relatively Moderate
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively High
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
24,334[3]
Median household income
$59,128[3]

#Migration

Household moves in and out of Matagorda County over a year, from IRS tax-return data.

Net migration
-3[5]
Moved in
820
Moved out
823

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
3
Middle
1
High
1
  • BAY CITY H S

    High · Grades 9–12 · BAY CITY ISD

    1,034 students

  • BAY CITY J H

    Middle · Grades 6–8 · BAY CITY ISD

    770 students

  • TENIE HOLMES EL

    Elementary · Grades 3–5 · BAY CITY ISD

    758 students

  • ROBERTS EL

    Elementary · Grades 1–2 · BAY CITY ISD

    502 students

  • CHERRY EL

    Elementary · Grades PK–K · BAY CITY ISD

    450 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.9%
Net yield (after ~40% expenses)3.6%
Annual rent$11,699

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$999
Loan principal$157,998
Down payment$39,500
Total interest paid$201,518

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.41
Monthly cost to own$1,379
Monthly rent$975

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 77414?
The typical home in 77414 is worth $197,498, based on the Zillow Home Value Index.
Are home values rising in 77414?
Home values in 77414 are up 2.2% over the past year, and up 3.1% a year over five years.
What is the typical rent in 77414?
A typical home in 77414 rents for about $975 a month, a gross rental yield of 5.9%.
What is the property tax rate in 77414?
The effective property tax rate in 77414 is 1.3% — roughly $2,582 a year on a typical home.
Who lives in 77414?
ZIP code 77414 has a population of 24,334 and a median household income of $59,128.

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