HousingHandbookReference data

U.S. ZIP Code · TX77864

Madison County

Typical home value

$242,482[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.9%
5-year / yr
+6.1%
10-year / yr
+6.4%

Relative price

vs U.S.
-14.6%
vs metro
vs state
-7.4%
ZIP 77864 location in TX
Location of ZIP 77864 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 77864 is worth $242,482. Over the past year, values have fallen 0.9%. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.2%[3]
Typical annual tax
$2,810[3]

#Climate risk

FEMA National Risk Index ratings for Madison County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Relatively Low
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
7,640[3]
Median household income
$73,247[3]

#Migration

Household moves in and out of Madison County over a year, from IRS tax-return data.

Net migration
+48[5]
Moved in
321
Moved out
273

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • MADISONVILLE H S

    High · Grades 9–12 · MADISONVILLE CISD

    684 students

  • MADISONVILLE EL

    Elementary · Grades PK–2 · MADISONVILLE CISD

    678 students

  • MADISONVILLE J H

    Middle · Grades 6–8 · MADISONVILLE CISD

    525 students

  • MADISONVILLE INT

    Elementary · Grades 3–5 · MADISONVILLE CISD

    505 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,226
Loan principal$193,986
Down payment$48,496
Total interest paid$247,418

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,663
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 77864?
The typical home in 77864 is worth $242,482, based on the Zillow Home Value Index.
Are home values rising in 77864?
Home values in 77864 are down 0.9% over the past year, and up 6.1% a year over five years.
What is the property tax rate in 77864?
The effective property tax rate in 77864 is 1.2% — roughly $2,810 a year on a typical home.
Who lives in 77864?
ZIP code 77864 has a population of 7,640 and a median household income of $73,247.

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